A wholesale insurance brokerage
for hard‑to‑place risks.
Hedge Insurance makes specialty coverage easier to place. Structured intake and named broker support help retail agents prepare difficult commercial risks for current market review.
Named brokers on the hard files.
Three things, done well, for retail agents and for the carriers we partner with.
The team moves like your own.
A dedicated broker on every account. No rotating inboxes, no lost threads. The same person you started with closes the file.
First read fast. Full quote when the file is ready.
Submission intake, triage, and market selection happen in the background, so you hear back while the account is still warm.
The accounts others can't place.
Cat-exposed property, thin-file professional, distressed cyber. The submissions everyone else calls tough. We call them the work.
A simpler path between a retail agent and the right market.
Four steps from submission to bound. No logins, no portals, no templates to fill. The same four people stay with the account from intake through delivery.
Send us the submission.
Email, ACORD, screenshot, one sentence. We meet you where your workflow already is.
We go to the right markets.
Curated to the risk, not sprayed across a list. Admitted and non-admitted markets, Lloyd's, specialty MGAs.
Every thread, live.
Status, carrier responses, open questions. A running file note for the people working the account.
Quote, bind, move on.
Terms compared side by side. Clean binders, policy checked, delivered.
A running file note from intake through bind.
Every submission lives as a single file. Status, quotes, subjectivities, markets. Visible to the named people working the account. No "checking in" emails. No guessing where it stands.
Live, not a status email.
Real-time marketing report. Carriers responding, subjectivities open, quotes landing. One source, updated as it happens. No inbox archaeology.
Everyone, same page.
Producers, managers, auditors, carriers all on one file. No PDF ping-pong, no stale attachments, no "forward the latest." The file is the latest.
Clean binders, delivered.
Policy checked against the quote. Subjectivities tracked through delivery. A clear file history stays with the account.
Wholesale coverage knowledge for difficult commercial risks.
Start with the coverage, class, state, forms, and decision facts. Hedge confirms current fit and the usable market route after reviewing the account.
Research the class. Build the packet. Then ask Hedge to review it.
Hedge publishes connected class, coverage, market, form, and submission resources for retail agents and their authorized software agents.
"I sent them a contractor's property submission at 4pm on a Thursday. Had a quote back with subjectivities the next morning. That used to take a week."
"What I like is they actually answer the email. If it's a pass, they tell me why in the same thread so I can move on. No chasing, no follow-ups."
"Turnaround is the thing. I'm not waiting four days to find out a market isn't interested. It's quoted, or I have a clean answer by end of day."