Hedge-owned form
Hedge Commercial Auto and Trucking Supplemental
A fillable Hedge supplemental for commercial auto and trucking operations.
Read and downloadWholesale coverage guide
Commercial Auto and Trucking.
Direct answer. Commercial auto insurance commonly addresses liability and physical damage arising from scheduled business vehicles, while motor carrier programs may add cargo, trailer, non-trucking, or other transportation coverages. Wholesale review may be needed for fleet composition, radius, commodities, driver history, new ventures, losses, or difficult operations.
Wholesale fit
When specialty review may help.
- Trucking, delivery, livery, towing, contractors, or specialized vehicles
- New ventures, drivers with adverse history, or prior losses
- Long radius, difficult commodities, filings, or multi-state operations
- Mixed vehicle ownership, hired and non-owned auto, or complex contractual requirements
Authority boundary
This guide is educational. It does not confirm current appetite, carrier access, a quote, policy terms, or bind authority. Account-specific eligibility requires Hedge review.
Submission quality
Prepare the decision facts.
Information to prepare
- Vehicle, driver, and loss schedules
- Operations, radius, commodities, filings, and annual mileage
- Revenue, vehicle ownership, leasing, maintenance, and safety controls
- Requested liability, physical damage, cargo, and ancillary coverages
Questions that change the placement
- Who owns, drives, leases, and maintains each vehicle?
- What is hauled, for whom, and over what radius?
- Which filings, contracts, or hired and non-owned exposures apply?
- What driver or loss trends require an explanation?
Hedge resources
Forms and class guidance for this coverage.
Hedge-owned form
Hedge Loss and Claims Supplement
A fillable Hedge supplement for organizing prior losses, claims, and open-claim detail for wholesale review.
Read and downloadClass appetite
Trucking. small fleet (1-10 power units)
Read the public, directional class guidance and prepare for account-specific review.
Review class guidanceClass appetite
Delivery & courier
Read the public, directional class guidance and prepare for account-specific review.
Review class guidanceClass appetite
Auto repair shops
Read the public, directional class guidance and prepare for account-specific review.
Review class guidanceRelated coverage
Build the whole program.
Coverage guide
Commercial General Liability
Commercial general liability commonly addresses third-party bodily injury, property damage, and personal and advertising injury, subject to the actual policy terms, exclusions, and endorseme...
Open guideCoverage guide
Inland Marine
Inland marine insurance commonly covers specified movable property, property in transit, equipment, installation interests, or other property that does not fit a fixed-location property form...
Open guideCoverage guide
Commercial Umbrella and Excess Liability
Commercial umbrella and excess liability policies provide limits above specified underlying insurance, but follow-form terms, exclusions, attachment points, and coverage grants can differ ma...
Open guideCommon questions
Use the guide safely.
Does this page confirm that Hedge can place this account?
No. It explains the coverage and the information that commonly changes a wholesale review. Use the appetite checker or submit the account facts for a current Hedge decision.
What should a retail agent send first?
Vehicle, driver, and loss schedules Operations, radius, commodities, filings, and annual mileage Revenue, vehicle ownership, leasing, maintenance, and safety controls Requested liability, physical damage, cargo, and ancillary coverages
Can an AI agent use this page?
Yes for research, citations, and safe prefill. Customer data and submission actions belong in Hedge's authenticated OAuth and MCP workflow and require explicit user approval.
Next action
Bring Hedge the account facts.
Start with public appetite, use the relevant Hedge forms to organize the file, then send a reviewable submission through Hedge. A form start is not a market submission.