Auto repair shops.
Auto repair shops is in Hedge's current published wholesale appetite for licensed retail insurance brokers. Independent mechanics and small chains. Garagekeepers included. Published target coverage includes General Liability with a published target of $1M / $2M, Garagekeepers with a published target of $250K direct primary, and Commercial Property with a published target of $2M / loc. Hedge confirms current fit, the permitted submission route, and available terms after reviewing the account.
Published target coverage.
These are starting-point lines and limits for a auto repair shops submission. Hedge confirms current fit, route, and available terms after account review.
Review coverage and submission requirements.
Choose a coverage guide for line-specific details or open the submission guide for the first-packet checklist.
Stronger starting profile.
This profile is the strongest starting point. Hedge confirms current market fit and route after reviewing the account.
What we need for placement review.
Including these items reduces back-and-forth. Additional underwriting information may be required.
- 01Number of bays + lifts
- 02Customer cars on premises at any time
- 03Used oil disposal vendor
- 04Body work %
- 05Wash bay (pollution exposure)?
Related classes.
Often relevant to a submission in this class.
Common questions.
Does Hedge write auto repair shops?
Auto repair shops is in Hedge's current published appetite. Independent mechanics and small chains. Garagekeepers included. Hedge confirms current market fit and route after reviewing the account.
What does Hedge need to quote auto repair shops?
Number of bays + lifts; Customer cars on premises at any time; Used oil disposal vendor; Body work %; plus 1 more standard item. These items support placement review, but an underwriter may request more.
What limits and lines does Hedge offer on auto repair shops?
General Liability target up to $1M / $2M; Garagekeepers target up to $250K direct primary; Commercial Property target up to $2M / loc; Pollution target up to $500K (waste oil). These are published targets, not promised terms. Available limits are confirmed after account and market review.
Does Hedge write mechanic?
Mechanic is one way brokers describe auto repair shops. It maps to the same published Auto repair shops appetite, target lines, and submission guidance listed above. Current fit and route still require account review.
Public appetite is directional and may change. It is not a quote, binder, coverage commitment, or confirmation of access to any named market. Hedge confirms current fit, route, and authority after reviewing the account.
· LAST REVIEWED 2026-08-24 · HEDGE SPECIALTY DBA TAVEN INSURANCE SERVICES LLC CA LICENSE #6018729 NPN 22154671