Auto repair shops is in Hedge's current published wholesale appetite for licensed retail insurance brokers. Independent mechanics and small chains. Garagekeepers included. Published target coverage includes General Liability with a published target of $1M / $2M, Garagekeepers with a published target of $250K direct primary, and Commercial Property with a published target of $2M / loc. Hedge confirms current fit, the permitted submission route, and available terms after reviewing the account.
These are starting-point lines and limits for a auto repair shops submission. Hedge confirms current fit, route, and available terms after account review.
Use the narrowest guide for the question. Coverage pages explain the line for this class; the submission guide organizes the first packet.
This profile is the strongest starting point. Hedge confirms current market fit and route after reviewing the account.
Including these items reduces back-and-forth. Additional underwriting information may be required.
Often relevant to a submission in this class.
Auto repair shops is in Hedge's current published appetite. Independent mechanics and small chains. Garagekeepers included. Hedge confirms current market fit and route after reviewing the account.
Number of bays + lifts; Customer cars on premises at any time; Used oil disposal vendor; Body work %; plus 1 more standard item. These items support placement review, but an underwriter may request more.
General Liability target up to $1M / $2M; Garagekeepers target up to $250K direct primary; Commercial Property target up to $2M / loc; Pollution target up to $500K (waste oil). These are published targets, not promised terms. Available limits are confirmed after account and market review.
Mechanic is one way brokers describe auto repair shops. It maps to the same published Auto repair shops appetite, target lines, and submission guidance listed above. Current fit and route still require account review.
Public appetite is directional and may change. It is not a quote, binder, coverage commitment, or confirmation of access to any named market. Hedge confirms current fit, route, and authority after reviewing the account.
· LAST REVIEWED 2026-08-24 · HEDGE SPECIALTY DBA TAVEN INSURANCE SERVICES LLC CA LICENSE #6018729 NPN 22154671