Hedge / Appetite / Security guards. Armed
● In current Hedge appetite / P&C

Security guards. Armed.

Security guards. Armed is in Hedge's current published wholesale appetite for licensed retail insurance brokers. Armed security officers, banks/retail/cash-in-transit posts. State-licensed, qualified annually. Assault & battery sub-limit available. Published target coverage includes General Liability with a published target of $1M / $2M, Assault & Battery sub-limit with a published target of $100K / $300K, and Professional Liability (E&O) with a published target of $1M / $1M. Hedge confirms current fit, the permitted submission route, and available terms after reviewing the account.

Also known as   armed guard, armed security, armed patrol, armed officer, concealed carry guard
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Coverage

Published target coverage.

These are starting-point lines and limits for a security guards armed submission. Hedge confirms current fit, route, and available terms after account review.

General Liability $1M / $2M General Liability wholesale → Assault & Battery sub-limit $100K / $300K Assault & Battery sub-limit wholesale → Professional Liability (E&O) $1M / $1M Professional Liability (E&O) wholesale → Commercial Auto $1M CSL Commercial Auto wholesale →
Class details

Review coverage and submission requirements.

Choose a coverage guide for line-specific details or open the submission guide for the first-packet checklist.

$1M / $2M General Liability for security guards armed Coverage context, underwriting facts, forms, and preparation guidance. $1M / $1M Miscellaneous E&O for security guards armed Coverage context, underwriting facts, forms, and preparation guidance. $1M CSL Commercial Auto for security guards armed Coverage context, underwriting facts, forms, and preparation guidance.
Submission preparation
What to submit for security guards armed
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Sweet spot

Stronger starting profile.

This profile is the strongest starting point. Hedge confirms current market fit and route after reviewing the account.

01 Bank, ATM-servicing, and high-value retail posts
02 State-licensed armed officers with annual qualification
03 Documented de-escalation training and incident reporting
Submission

What we need for placement review.

Including these items reduces back-and-forth. Additional underwriting information may be required.

  • 01Armed headcount + state firearm permits
  • 02Annual range qualification records
  • 03Use-of-force policy and de-escalation training hours
  • 04Assault, battery, and discharge loss runs, 5 years
  • 05Posts list (banks, retail, healthcare, government)
Related

Related classes.

Often relevant to a submission in this class.

P&C Apartment buildings & multi-family P&C Auto repair shops P&C Churches & religious institutions P&C Course of construction
FAQ

Common questions.

Does Hedge write security guards armed?

Security guards. Armed is in Hedge's current published appetite. Armed security officers, banks/retail/cash-in-transit posts. State-licensed, qualified annually. Assault & battery sub-limit available. Hedge confirms current market fit and route after reviewing the account.

What does Hedge need to quote security guards armed?

Armed headcount + state firearm permits; Annual range qualification records; Use-of-force policy and de-escalation training hours; Assault, battery, and discharge loss runs, 5 years; plus 1 more standard item. These items support placement review, but an underwriter may request more.

What limits and lines does Hedge offer on security guards armed?

General Liability target up to $1M / $2M; Assault & Battery sub-limit target up to $100K / $300K; Professional Liability (E&O) target up to $1M / $1M; Commercial Auto target up to $1M CSL. These are published targets, not promised terms. Available limits are confirmed after account and market review.

Does Hedge write armed guard?

Armed guard is one way brokers describe security guards armed. It maps to the same published Security guards. Armed appetite, target lines, and submission guidance listed above. Current fit and route still require account review.

Public appetite is directional and may change. It is not a quote, binder, coverage commitment, or confirmation of access to any named market. Hedge confirms current fit, route, and authority after reviewing the account.

· LAST REVIEWED   2026-08-24    · HEDGE SPECIALTY DBA TAVEN INSURANCE SERVICES LLC   CA LICENSE #6018729   NPN 22154671