Hedge-owned form
Hedge Builders Risk Supplemental
A fillable Hedge supplemental for new construction and renovation builders risk accounts.
Read and downloadWholesale coverage guide
Inland Marine.
Direct answer. Inland marine insurance commonly covers specified movable property, property in transit, equipment, installation interests, or other property that does not fit a fixed-location property form. Wholesale review may be useful for unusual equipment, catastrophe exposure, theft controls, transit, valuation, or project-specific requirements.
Wholesale fit
When specialty review may help.
- Contractors equipment, installation, builders risk, cargo, or specialized property
- High-value mobile equipment or property moving between locations
- Difficult theft, catastrophe, transit, or storage exposure
- Valuation or coverage needs not addressed by a standard property policy
Authority boundary
This guide is educational. It does not confirm current appetite, carrier access, a quote, policy terms, or bind authority. Account-specific eligibility requires Hedge review.
Submission quality
Prepare the decision facts.
Information to prepare
- Detailed equipment or property schedule with values and identifiers
- Transit, storage, territory, jobsite, and catastrophe information
- Security, tracking, maintenance, and theft controls
- Requested valuation, deductibles, limits, and coverage extensions
Questions that change the placement
- What property moves, where does it move, and who controls it?
- How are values established and updated?
- Where is the property stored and what security protects it?
- Which transit, installation, or catastrophe exposures apply?
Hedge resources
Forms and class guidance for this coverage.
Hedge-owned form
Hedge Schedule of Locations Supplement
A fillable Hedge schedule for presenting multiple premises and location-level exposure information.
Read and downloadHedge-owned form
Hedge Loss and Claims Supplement
A fillable Hedge supplement for organizing prior losses, claims, and open-claim detail for wholesale review.
Read and downloadClass appetite
General contractors
Read the public, directional class guidance and prepare for account-specific review.
Review class guidanceClass appetite
Fix-and-flip & rehab investor
Read the public, directional class guidance and prepare for account-specific review.
Review class guidanceClass appetite
Warehouses & distribution
Read the public, directional class guidance and prepare for account-specific review.
Review class guidanceRelated coverage
Build the whole program.
Coverage guide
Commercial Property
Commercial property insurance commonly addresses direct physical loss to scheduled buildings, business personal property, and related time-element interests, subject to the policy form and c...
Open guideCoverage guide
Builders Risk
Builders risk insurance commonly addresses physical loss to covered property during construction, renovation, or installation, subject to the project, policy form, exclusions, valuation, and...
Open guideCoverage guide
Commercial Auto and Trucking
Commercial auto insurance commonly addresses liability and physical damage arising from scheduled business vehicles, while motor carrier programs may add cargo, trailer, non-trucking, or oth...
Open guideCommon questions
Use the guide safely.
Does this page confirm that Hedge can place this account?
No. It explains the coverage and the information that commonly changes a wholesale review. Use the appetite checker or submit the account facts for a current Hedge decision.
What should a retail agent send first?
Detailed equipment or property schedule with values and identifiers Transit, storage, territory, jobsite, and catastrophe information Security, tracking, maintenance, and theft controls Requested valuation, deductibles, limits, and coverage extensions
Can an AI agent use this page?
Yes for research, citations, and safe prefill. Customer data and submission actions belong in Hedge's authenticated OAuth and MCP workflow and require explicit user approval.
Next action
Bring Hedge the account facts.
Start with public appetite, use the relevant Hedge forms to organize the file, then send a reviewable submission through Hedge. A form start is not a market submission.