Construction
Hedge Contractors Supplemental
A fillable Hedge supplemental for contractors and construction operations.
View form and fillable PDF →Class and coverage guide
Inland Marine for Landscapers & lawn care.
Direct answer. Inland Marine is included in Hedge's published target coverage for Landscapers & lawn care under the line Inland Marine (tools), with a published target of $25K. The current public class status is in current public appetite. Hedge must confirm current fit, route, and available terms after reviewing the real account.
Coverage context
What this coverage question means.
Inland marine insurance commonly covers specified movable property, property in transit, equipment, installation interests, or other property that does not fit a fixed-location property form. Wholesale review may be useful for unusual equipment, catastrophe exposure, theft controls, transit, valuation, or project-specific requirements.
Class context. Landscapers, lawn services, and small grounds-maintenance shops. Pesticide application sub'd separately.
Terms depend on the policy and account
This page does not interpret a policy or promise coverage. Actual coverage depends on the issued forms, endorsements, exclusions, conditions, limits, and facts accepted by the insurer.
Underwriting facts
What changes the answer.
- Pesticide / herbicide use (yes/no)
- Tree work (trim, removal, height)
- Snow plowing in winter?
- Number of crews + drivers
Conditions that need closer review
- Tree removal > 30 ft height
- Aerial bucket / crane operations
- Pesticide application by employees
- Tree felling near power lines
- Crane-assisted tree removal
Stronger starting profile
Controls and facts to surface.
- Residential & light commercial
- Mowing + design, no pesticide license
- Crews of 2-4 with licensed driver
Hedge forms
Useful class-specific preparation resources.
These Hedge-owned forms may help organize the account. A form listing does not make the form mandatory for every submission and does not prove appetite or market access.
Specialty classes
Hedge Workers Compensation Supplemental
A fillable Hedge supplemental for workers compensation exposure review.
View form and fillable PDF →Any risk
Hedge Loss and Claims Supplement
A fillable Hedge supplement for organizing prior losses, claims, and open-claim detail for wholesale review.
View form and fillable PDF →Standard form references
Common commercial form sections to understand.
Use the edition accepted by the intended market. Hedge explains these form purposes but does not republish ACORD files in its public form library.
ACORD 152
Commercial Inland Marine Section
The commercial inland marine section used to organize movable property, equipment, property in transit, installation interests, or another inland marine exposure identified in the submission.
Read form guide →State detail
Published class-specific state notes.
FL / Review case by case
Landscapers & lawn care in FL
Hurricane debris cleanup excluded by default; endorse if needed.
Open state appetite →Next step
Build the account before choosing a route.
Open the class submission guide for the first-packet checklist, then have Hedge review the actual account. Do not infer a carrier, route, or authorization from this public page.