Hedge / Appetite / Landscapers & lawn care / Florida
● Review case by case in Florida / P&C

Landscapers & lawn care in Florida.

Landscapers & lawn care in Florida is reviewed case by case in Hedge's current published wholesale appetite for licensed retail insurance brokers. Hurricane debris cleanup excluded by default; endorse if needed. Landscapers, lawn services, and small grounds-maintenance shops. Pesticide application sub'd separately. Published target coverage includes General Liability with a published target of $1M / $2M, Commercial Auto with a published target of $1M CSL, and Inland Marine (tools) with a published target of $25K. Hedge confirms current fit, the permitted submission route, and available terms after reviewing the account.

NAICS   561730
Also known as   yard work, grounds maintenance, lawn mowing, landscape design
Submit a risk All states for this class
Coverage

Published target coverage.

These are starting-point lines and limits for a landscapers & lawn care submission. Hedge confirms current fit, route, and available terms after account review.

General Liability $1M / $2M General Liability wholesale → Commercial Auto $1M CSL Commercial Auto wholesale → Inland Marine (tools) $25K Inland Marine (tools) wholesale →
Class details

Review coverage and submission requirements.

Choose a coverage guide for line-specific details or open the submission guide for the first-packet checklist.

$1M / $2M General Liability for landscapers & lawn care Coverage context, underwriting facts, forms, and preparation guidance. $1M CSL Commercial Auto for landscapers & lawn care Coverage context, underwriting facts, forms, and preparation guidance. $25K Inland Marine for landscapers & lawn care Coverage context, underwriting facts, forms, and preparation guidance.
Submission preparation
What to submit for landscapers & lawn care
Open class checklist →
Sweet spot

Stronger starting profile.

This profile is the strongest starting point. Hedge confirms current market fit and route after reviewing the account.

01 Residential & light commercial
02 Mowing + design, no pesticide license
03 Crews of 2-4 with licensed driver
Submission

What we need for placement review.

Including these items reduces back-and-forth. Additional underwriting information may be required.

  • 01Pesticide / herbicide use (yes/no)
  • 02Tree work (trim, removal, height)
  • 03Snow plowing in winter?
  • 04Number of crews + drivers
Related

Related classes.

Often relevant to a submission in this class.

P&C Apartment buildings & multi-family P&C Auto repair shops P&C Churches & religious institutions P&C Course of construction
FAQ

Common questions.

Does Hedge write landscapers & lawn care in Florida?

Case by case in Florida. Hurricane debris cleanup excluded by default; endorse if needed. The base appetite guidance still applies, subject to account and market review.

What's different about landscapers & lawn care in Florida?

Hurricane debris cleanup excluded by default; endorse if needed. This is the state-specific issue to address up front. The base landscapers & lawn care guidance otherwise applies. See the Submission section for the current list.

What limits will Hedge offer on landscapers & lawn care in Florida?

General Liability target up to $1M / $2M; Commercial Auto target up to $1M CSL; Inland Marine (tools) target up to $25K. These are published targets, not promised terms. Hurricane debris cleanup excluded by default; endorse if needed. Available limits are confirmed after account and market review.

Public appetite is directional and may change. It is not a quote, binder, coverage commitment, or confirmation of access to any named market. Hedge confirms current fit, route, and authority after reviewing the account.

· LAST REVIEWED   2026-08-24    · HEDGE SPECIALTY DBA TAVEN INSURANCE SERVICES LLC   CA LICENSE #6018729   NPN 22154671