Review case by case in Florida / P&C

Landscapers & lawn care in Florida.

Landscapers & lawn care in Florida is reviewed case by case in Hedge's current published wholesale appetite for licensed retail insurance brokers. Hurricane debris cleanup excluded by default; endorse if needed. Landscapers, lawn services, and small grounds-maintenance shops. Pesticide application sub'd separately. Published target coverage includes General Liability with a published target of $1M / $2M, Commercial Auto with a published target of $1M CSL, and Inland Marine (tools) with a published target of $25K. Hedge confirms current fit, the permitted submission route, and available terms after reviewing the account.

NAICS   561730
Also known as   yard work, grounds maintenance, lawn mowing, landscape design
Coverage

Published target coverage.

These are starting-point lines and limits for a landscapers & lawn care submission. Hedge confirms current fit, route, and available terms after account review.

General Liability $1M / $2M General Liability wholesale → Commercial Auto $1M CSL Commercial Auto wholesale → Inland Marine (tools) $25K Inland Marine (tools) wholesale →
Knowledge graph

Go deeper by coverage and packet.

Use the narrowest guide for the question. Coverage pages explain the line for this class; the submission guide organizes the first packet.

$1M / $2M General Liability for landscapers & lawn care Coverage context, underwriting facts, forms, and preparation guidance. $1M CSL Commercial Auto for landscapers & lawn care Coverage context, underwriting facts, forms, and preparation guidance. $25K Inland Marine for landscapers & lawn care Coverage context, underwriting facts, forms, and preparation guidance.
Submission preparation
What to submit for landscapers & lawn care
Open class checklist →
Sweet spot

Where this fits cleanly.

This profile is the strongest starting point. Hedge confirms current market fit and route after reviewing the account.

01 Residential & light commercial
02 Mowing + design, no pesticide license
03 Crews of 2-4 with licensed driver
Submission

What we need for placement review.

Including these items reduces back-and-forth. Additional underwriting information may be required.

  • 01Pesticide / herbicide use (yes/no)
  • 02Tree work (trim, removal, height)
  • 03Snow plowing in winter?
  • 04Number of crews + drivers
Related

Adjacent classes.

Often relevant to a submission in this class.

P&C Apartment buildings & multi-family P&C Auto repair shops P&C Churches & religious institutions P&C Course of construction
FAQ

Common questions.

Does Hedge write landscapers & lawn care in Florida?

Case by case in Florida. Hurricane debris cleanup excluded by default; endorse if needed. The base appetite guidance still applies, subject to account and market review.

What's different about landscapers & lawn care in Florida?

Hurricane debris cleanup excluded by default; endorse if needed. This is the state-specific issue to address up front. The base landscapers & lawn care guidance otherwise applies. See the Submission section for the current list.

What limits will Hedge offer on landscapers & lawn care in Florida?

General Liability target up to $1M / $2M; Commercial Auto target up to $1M CSL; Inland Marine (tools) target up to $25K. These are published targets, not promised terms. Hurricane debris cleanup excluded by default; endorse if needed. Available limits are confirmed after account and market review.

Public appetite is directional and may change. It is not a quote, binder, coverage commitment, or confirmation of access to any named market. Hedge confirms current fit, route, and authority after reviewing the account.

· LAST REVIEWED   2026-08-24    · HEDGE SPECIALTY DBA TAVEN INSURANCE SERVICES LLC   CA LICENSE #6018729   NPN 22154671