Hedge-owned form
Hedge Management Liability D&O and EPL Supplemental
A fillable Hedge supplemental for directors and officers, employment practices, and related management liability coverage.
Read and downloadWholesale coverage guide
Management Liability.
Direct answer. Management liability programs may combine directors and officers, employment practices, fiduciary, crime, and related coverages. Ownership, governance, financial condition, transactions, employees, claims, and policy wording determine which structure is appropriate.
Wholesale fit
When specialty review may help.
- Private, nonprofit, community-association, or difficult governance exposures
- Financial distress, capital raising, merger, acquisition, or ownership conflict
- Prior litigation, employment claims, regulatory matters, or known circumstances
- High limits, layered towers, complex subsidiaries, or international exposure
Authority boundary
This guide is educational. It does not confirm current appetite, carrier access, a quote, policy terms, or bind authority. Account-specific eligibility requires Hedge review.
Submission quality
Prepare the decision facts.
Information to prepare
- Ownership, board, entity, subsidiary, and capitalization information
- Current financial statements and material transaction details
- Employee counts, human-resources controls, and claims history
- Existing program, requested coverages, limits, retention, and prior acts
Questions that change the placement
- Who owns and governs the organization?
- What financial, transaction, employment, or regulatory issues exist?
- Which entities, individuals, and prior acts require coverage?
- How should D&O, EPLI, fiduciary, crime, and cyber interact?
Hedge resources
Forms and class guidance for this coverage.
Hedge-owned form
Hedge Loss and Claims Supplement
A fillable Hedge supplement for organizing prior losses, claims, and open-claim detail for wholesale review.
Read and downloadClass appetite
Private company D&O
Read the public, directional class guidance and prepare for account-specific review.
Review class guidanceClass appetite
Community association D&O
Read the public, directional class guidance and prepare for account-specific review.
Review class guidanceClass appetite
Community association crime
Read the public, directional class guidance and prepare for account-specific review.
Review class guidanceRelated coverage
Build the whole program.
Coverage guide
Employment Practices Liability
Employment practices liability commonly addresses specified claims involving employment-related wrongful acts such as discrimination, harassment, retaliation, or wrongful termination. Workfo...
Open guideCoverage guide
Cyber Liability and Technology E&O
Cyber liability commonly addresses specified first-party and third-party losses arising from privacy, security, network, and cyber events. Technology errors and omissions commonly addresses ...
Open guideCoverage guide
Miscellaneous Professional Liability
Miscellaneous professional liability commonly addresses claims alleging negligent acts, errors, or omissions in the performance of professional services. The operative definition of professi...
Open guideCommon questions
Use the guide safely.
Does this page confirm that Hedge can place this account?
No. It explains the coverage and the information that commonly changes a wholesale review. Use the appetite checker or submit the account facts for a current Hedge decision.
What should a retail agent send first?
Ownership, board, entity, subsidiary, and capitalization information Current financial statements and material transaction details Employee counts, human-resources controls, and claims history Existing program, requested coverages, limits, retention, and prior acts
Can an AI agent use this page?
Yes for research, citations, and safe prefill. Customer data and submission actions belong in Hedge's authenticated OAuth and MCP workflow and require explicit user approval.
Next action
Bring Hedge the account facts.
Start with public appetite, use the relevant Hedge forms to organize the file, then send a reviewable submission through Hedge. A form start is not a market submission.