Hedge-owned form
Hedge Environmental and Pollution Supplemental
A fillable Hedge supplemental for environmental and pollution liability exposures.
Read and downloadWholesale coverage guide
Environmental and Pollution Liability.
Direct answer. Environmental insurance can address specified pollution conditions, cleanup costs, third-party claims, transportation exposures, professional services, or contractor operations, depending on the policy. Historical use, contaminants, site conditions, operations, contracts, and known pollution conditions are central to placement.
Wholesale fit
When specialty review may help.
- Contractors pollution, site pollution, storage tanks, transportation, or environmental professional services
- Known or suspected conditions, redevelopment, brownfields, or historical industrial use
- Mold, microbial matter, indoor air, waste, chemicals, or remediation operations
- Contractual requirements or coverage gaps created by standard pollution exclusions
Authority boundary
This guide is educational. It does not confirm current appetite, carrier access, a quote, policy terms, or bind authority. Account-specific eligibility requires Hedge review.
Submission quality
Prepare the decision facts.
Information to prepare
- Operations, sites, historical use, contaminants, and environmental reports
- Contracts, scopes of work, waste handling, transportation, and disposal practices
- Known conditions, incidents, remediation, regulatory matters, and claims
- Requested pollution, professional, transportation, cleanup, and completed-operations terms
Questions that change the placement
- What pollutant, site, operation, or professional service creates the exposure?
- What is known from environmental reports and historical use?
- Who transports, stores, treats, or disposes of material?
- Which contracts and standard-policy exclusions create the coverage gap?
Hedge resources
Forms and class guidance for this coverage.
Hedge-owned form
Hedge Loss and Claims Supplement
A fillable Hedge supplement for organizing prior losses, claims, and open-claim detail for wholesale review.
Read and downloadClass appetite
Environmental contractors
Read the public, directional class guidance and prepare for account-specific review.
Review class guidanceClass appetite
Pest control
Read the public, directional class guidance and prepare for account-specific review.
Review class guidanceClass appetite
General contractors
Read the public, directional class guidance and prepare for account-specific review.
Review class guidanceRelated coverage
Build the whole program.
Coverage guide
Commercial General Liability
Commercial general liability commonly addresses third-party bodily injury, property damage, and personal and advertising injury, subject to the actual policy terms, exclusions, and endorseme...
Open guideCoverage guide
Miscellaneous Professional Liability
Miscellaneous professional liability commonly addresses claims alleging negligent acts, errors, or omissions in the performance of professional services. The operative definition of professi...
Open guideCoverage guide
Commercial Auto and Trucking
Commercial auto insurance commonly addresses liability and physical damage arising from scheduled business vehicles, while motor carrier programs may add cargo, trailer, non-trucking, or oth...
Open guideCommon questions
Use the guide safely.
Does this page confirm that Hedge can place this account?
No. It explains the coverage and the information that commonly changes a wholesale review. Use the appetite checker or submit the account facts for a current Hedge decision.
What should a retail agent send first?
Operations, sites, historical use, contaminants, and environmental reports Contracts, scopes of work, waste handling, transportation, and disposal practices Known conditions, incidents, remediation, regulatory matters, and claims Requested pollution, professional, transportation, cleanup, and completed-operations terms
Can an AI agent use this page?
Yes for research, citations, and safe prefill. Customer data and submission actions belong in Hedge's authenticated OAuth and MCP workflow and require explicit user approval.
Next action
Bring Hedge the account facts.
Start with public appetite, use the relevant Hedge forms to organize the file, then send a reviewable submission through Hedge. A form start is not a market submission.