Hedge/Insurance form guides
Commercial application reference

Commercial insurance form guides.

Direct answer. Use these pages to understand what common ACORD commercial form sections are designed to organize, what facts to review, and which Hedge-owned supplementals may help complete the account.

Form explainers22
Primary sourceOfficial ACORD Forms Index
Reviewed2026-08-24
Rights and editions

Explanation is not republication.

Hedge does not publish ACORD files in this public library. Obtain ACORD forms through an authorized source and confirm the edition and jurisdiction accepted by the intended market.

Form identity is not a routing instruction

A form number does not prove that every market requires it, that Hedge has access to a market, or that a submission may be released. Hedge confirms the actual packet and route after review.

Form directory

Open the exact form-purpose guide.

ACORD 125 / edition shown 2025/03

Commercial Insurance Application Applicant Information Section

The applicant-information foundation for a commercial insurance submission. It organizes the named insured, business operations, locations, prior coverage, requested lines, and other account-level facts that line-specific sections build on.

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ACORD 126 / edition shown 2025/03

Commercial General Liability Section

The commercial general liability section used to organize premises, classifications, exposures, limits, products and completed operations, and other liability-specific information for an account.

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ACORD 127 / edition shown 2015/12

Business Auto Section

The business auto section used to organize the requested auto coverage, vehicle use, operating radius, garaging, and other fleet-level information. Vehicle and driver schedules may be required with it.

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ACORD 129 / edition shown 2009/11

Vehicle Schedule

A schedule for identifying vehicles connected to a commercial auto submission. Accurate unit-level information helps the reviewing market understand ownership, type, use, and requested physical damage treatment.

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ACORD 130 / edition shown 2026/01

Workers Compensation Application

The workers compensation application used to organize entities, locations, states, class codes, payroll, officer treatment, prior coverage, and experience information for workers compensation review.

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ACORD 131 / edition shown 2017/11

Umbrella Section

The umbrella section used to organize requested excess or umbrella limits, underlying policies, exposures, and loss information. The actual relationship to underlying coverage depends on the proposed form and terms.

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ACORD 139 / edition shown 2015/12

Statement and Schedule of Values

A structured schedule for property values by location or item. Markets may also request a spreadsheet statement of values with additional construction, occupancy, protection, and catastrophe fields.

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ACORD 140 / edition shown 2016/03

Property Section

The commercial property section used to describe premises, buildings, values, construction, occupancy, protection, causes of loss, deductibles, and other property-specific requests.

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ACORD 147 / edition shown 2016/03

Installation and Builders Risk Section

The section used to organize installation or builders risk project information, including the project, values, parties, site, construction, schedule, and requested coverage structure.

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ACORD 152 / edition shown 2015/06

Commercial Inland Marine Section

The commercial inland marine section used to organize movable property, equipment, property in transit, installation interests, or another inland marine exposure identified in the submission.

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ACORD 163 / edition shown 2012/06

Commercial Auto Driver Information Schedule

A schedule for driver-level information connected to a commercial auto submission. It supports review of driver eligibility, experience, vehicle assignment, and motor vehicle record history.

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ACORD 180 / edition shown 2016/03

Technology E&O Section

The technology E&O section used to describe technology products and services, customers, contracts, revenue, controls, and professional liability exposures for technology-related operations.

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ACORD 185 / edition shown 2011/09

Restaurant and Tavern Supplement

A restaurant and tavern supplement used to organize food, alcohol, entertainment, hours, cooking, delivery, security, and other hospitality exposures.

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ACORD 186 / edition shown 2011/10

Contractors Supplement

A contractors supplement used to describe trade, project mix, payroll, subcontracting, height, depth, residential work, prior projects, and other contracting exposures.

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ACORD 196 / edition shown 10/96

Medical Professional Liability Insurance Application

A medical professional liability application identified in the ACORD index. Current markets may use newer carrier or program applications, so the intended market must confirm the acceptable form and edition.

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ACORD 611 / edition shown 2015/07

Claims History and Loss Run Request

A request form for claims history or loss runs. The resulting carrier-issued loss information, valuation date, coverage period, and open-claim detail matter more than the request form by itself.

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ACORD 803 / edition shown 2016/03

Liquor Liability Section

The liquor liability section used to organize alcohol sales, service, hours, training, entertainment, security, incidents, and requested liquor liability terms.

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ACORD 807 / edition shown 2016/03

Directors and Officers Liability Section

The directors and officers liability section used to organize ownership, governance, financial condition, transactions, prior coverage, claims, and requested management liability terms.

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ACORD 825 / edition shown 2016/03

Professional and Specialty Insurance Applicant Section

The applicant section used with management, executive, and professional liability coverage sections. It organizes common applicant, ownership, financial, prior insurance, and claims facts before line-specific detail is added.

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ACORD 827 / edition shown 2016/03

Employment Practices Liability Insurance Section

The employment practices liability section used to describe workforce, locations, human-resources controls, layoffs, complaints, claims, and requested EPL coverage.

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ACORD 832 / edition shown 2016/03

Miscellaneous E&O Section

The miscellaneous E&O section used to describe professional services, client types, contracts, fees, qualifications, controls, prior insurance, and claims for a professional liability risk.

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ACORD 834 / edition shown 2014/12

Cyber and Privacy Coverage Section

The cyber and privacy coverage section used to describe data, systems, security controls, prior incidents, dependent services, and requested cyber coverage.

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