Preparation guide and PDF access

ACORD 28: Evidence of Commercial Property Insurance.

Provides commercial property insurance evidence to an interested party. It supports communication about the placement; policy terms and authorized endorsements determine the actual protection.

Request help getting the form from Hedge, or use your eligible ACORD account to open the official PDF. We confirm availability and the appropriate access route for your request.

Form numberACORD 28
Edition shown in index2016/03
Source reviewed2026-11-01
Request ACORD 28 from Hedge

Request ACORD 28

For insurance professionals. No Hedge appointment needed to ask.

Our sales team may call about your request. Include a country code outside the US or Canada.
Add a note (optional)Please leave out insured details and sensitive account information.

We will email you and may call about your request. ACORD and other publisher access rules apply. This is not a risk submission. Privacy Policy.

Electronic fillable PDF access

Get the ACORD 28 PDF.

Already have an eligible ACORD account? Open the Forms Portal and search for form 28. Check the edition your intended market accepts before completing it. An ACORD account and eligible Forms program are required.

Need help identifying the form or access path? Request access help from Hedge. This is a request for assistance, not an instant download or an insurance submission.

Do not include insured information or upload risk files in a form request.
ACORD 28 details

How the form is used.

What is ACORD 28 used for?
Provides commercial property insurance evidence to an interested party. It supports communication about the placement; policy terms and authorized endorsements determine the actual protection.
Is ACORD 28 editable?
Yes. Request access help from Hedge or choose the electronic fillable PDF in ACORD's licensed Forms Portal.
Which edition is shown?
2016/03 was observed in ACORD's index on 2026-11-01. The intended market decides what it accepts.
Does Hedge host the PDF?
No. Hedge explains the form and links to ACORD's licensed source.
Before completing ACORD 28

Prepare the evidence of commercial property insurance.

Preparation guidance from Hedge. Follow the instructions in the accepted form edition and the intended market's requirements.

  1. Match premises and insured interests to the policy
  2. Check lender requirements against available evidence
  3. Escalate discrepancies instead of filling gaps by assumption
Illustrative preparation example

What a clearer packet looks like.

A commercial lender asks for evidence covering two buildings and business income. Compare each requested item with the actual schedule and policy; do not copy last year’s limits onto the renewal evidence.

Hypothetical example, not a placement result or a coverage determination.

ACORD 28 vs. 27

Both forms concern evidence of property insurance. Use the version appropriate to the commercial transaction and the recipient’s requirements, confirmed against the actual policy.

Read the ACORD 27 guide
Information organized

Facts to prepare.

  • Match premises and insured interests to the policy
  • Check lender requirements against available evidence
  • Escalate discrepancies instead of filling gaps by assumption
Quality control

Review before using the form.

  • Confirm the form and edition accepted for this transaction
  • Keep names, dates and references consistent with the supporting documents
  • Resolve missing or uncertain facts with the responsible party before use
Edition, rights, and market boundary

The edition shown is the edition observed in the official index on the review date. Confirm the acceptable edition, jurisdiction, and related forms with the intended market. Hedge does not publicly host the ACORD file. Any document delivery requires verification of the exact file and permitted access route.

Related Hedge forms

Hedge-owned supplements that may add class detail.

These fillable Hedge resources can support preparation but do not replace a required ACORD or market-specific application.

Common questions

Use ACORD 28 correctly.

Where can I get help accessing the editable ACORD 28 PDF?

Request ACORD 28 from Hedge for help identifying the current edition and an authorized access path, or use ACORD's official Forms Portal. Hedge does not publicly host the ACORD PDF. Document delivery depends on verified availability and permitted access.

What should I prepare for ACORD 28?

Match premises and insured interests to the policy; Check lender requirements against available evidence; Escalate discrepancies instead of filling gaps by assumption.

Is edition 2016/03 accepted by every market?

No. That is the edition observed in ACORD's index on the source-review date. Confirm the edition, jurisdiction, related forms, and any market-specific application before releasing the packet.

Editorial owner: Hedge Specialty. Form identity checked 2026-11-01; preparation guidance is general and should be checked against the accepted form.

Sources

Verify against the publisher.

Official source

ACORD Forms Index

Use the official source to confirm form availability, edition, jurisdiction, licensing, and related-form information.

Open official source →
Official source

ACORD Forms Portal

Use the official source to confirm form availability, edition, jurisdiction, licensing, and related-form information.

Open official source →
Official source

ACORD Forms Program

Use the official source to confirm form availability, edition, jurisdiction, licensing, and related-form information.

Open official source →
Official source

ACORD eForms

Use the official source to confirm form availability, edition, jurisdiction, licensing, and related-form information.

Open official source →
Next step

Assemble the account-specific packet.

Use the class submission guide to identify the underwriting facts and Hedge forms that may apply, then have Hedge confirm the intended market and route.