Hedge Specialty helps retail insurance professionals prepare and place hard-to-place commercial risks. Bring us the account, the coverage needed, and the facts that make it difficult. We help identify the next step and the information a market needs to review it.
Search by operation, class, or NAICS code. Add the state and coverage to understand published guidance before preparing a packet. Appetite is directional; Hedge confirms current fit after reviewing the account.
Check insurance appetite →Review coverage scope, common placement questions, and preparation guidance for property, general liability, excess liability, cyber, workers compensation, and other commercial lines.
Browse coverage guides →Use a class-specific checklist to assemble the operations, exposure details, loss history, and supporting forms that help a reviewer understand the risk. Start with what you have and identify what is still missing.
Find submission requirements →Start a risk submission with the named insured, operation, state, requested coverage, effective date, and the problem you need to solve. Include the application and supporting documents already available.
Hedge reviews the file and identifies missing information, market-fit questions, and the next steps. A published appetite entry is a starting point, not confirmation that an individual account is eligible.
When a market provides terms, review the limits, deductibles, exclusions, subjectivities, and timing with the assigned broker. A submission or indication does not bind coverage. Binding depends on the applicable market's requirements and written confirmation.
Contact the team if you need help deciding where to start.
New to Hedge? Use the agency appointment form to provide your agency and licensing information. The appointment process establishes the agency relationship; each risk still needs its own review.
Hedge Connector brings market-access workflows into one place for insurance professionals. Review the product and request access to find out whether it fits your agency's workflow.
Hedge Specialty is a wholesale insurance brokerage serving licensed retail insurance agents and brokers. If you are a business owner, work with your retail insurance professional on your coverage needs.
Start with the information you have and explain what is missing. Our submission requirements help you prepare a useful first packet. A reviewer or market may request additional documents before offering terms.
No. Published appetite is general guidance, and market availability can change. Eligibility, a quote, and binding are separate decisions. Hedge confirms the available route after reviewing the account.
The insurance form library and commercial form guides connect forms with submission context. Use the current form and edition requested by the reviewing market.