51 wholesale insurance classes · E&S appetite · Hedge
Hedge / Appetite / Browse by class
/ APPETITE · BROWSE 51 classes · 39 in appetite · 12 edge

Every class we consider.

A full index of the classes Hedge writes, looks at, or refers. Each one is a real page with the ideal risk profile, the edge cases, the lines and limits, the NAICS codes, and the subjectivities we need to bind. Looking for something specific? Open the appetite checker for a guided search.

P&C

P&C classes.

31 classes in the P&C book.

Apartment buildings & multi-family
Yes. actively writing · NAICS 531110
Auto body & paint shops
Edge. case by case · NAICS 811121
Auto repair shops
Yes. actively writing · NAICS 811111
Bars & nightclubs
Edge. case by case · NAICS 722410
Churches & religious institutions
Yes. actively writing · NAICS 813110
Convenience stores & gas stations
Edge. case by case · NAICS 445120
Course of construction
Yes. actively writing · NAICS 236115
Daycares & preschools
Edge. case by case · NAICS 624410
Delivery & courier
Edge. case by case · NAICS 492110
Electricians
Yes. actively writing · NAICS 238210
Food trucks & mobile food
Yes. actively writing · NAICS 722330
General contractors
Edge. case by case · NAICS 236115
Gyms, fitness studios, yoga
Yes. actively writing · NAICS 713940
HVAC contractors
Yes. actively writing · NAICS 238220
Janitorial & cleaning services
Yes. actively writing · NAICS 561720
Landscapers & lawn care
Yes. actively writing · NAICS 561730
Pest control
Yes. actively writing · NAICS 561710
Plumbers
Yes. actively writing · NAICS 238220
Private K-12 schools
Yes. actively writing · NAICS 611110
Restaurants
Yes. actively writing · NAICS 722511
Roofing contractors
Edge. case by case · NAICS 238160
Salons, spas, barbers
Yes. actively writing · NAICS 812112
Security guards. Armed
Yes. actively writing
Security guards. Event & crowd control
Yes. actively writing
Security guards. K9 patrol
Yes. actively writing
Security guards. Unarmed contract
Yes. actively writing
Self-storage facilities
Yes. actively writing · NAICS 531130
Tree trimming & removal
Edge. case by case · NAICS 561730
Trucking. small fleet (1-10 power units)
Yes. actively writing · NAICS 484110
Vacant commercial buildings
Yes. actively writing · NAICS 531120
Warehouses & distribution
Yes. actively writing · NAICS 493110
Professional

Professional classes.

11 classes in the Professional book.

Accountants & CPAs
Yes. actively writing · NAICS 541211
Allied health. PT, OT, chiropractic
Yes. actively writing · NAICS 621340
Architects & engineers
Edge. case by case · NAICS 541310
Consultants & advisors
Yes. actively writing · NAICS 541611
Cyber for any commercial
Yes. actively writing · NAICS 541512
Insurance agents & brokers
Yes. actively writing · NAICS 524210
IT services & MSPs
Yes. actively writing · NAICS 541512
Lawyers
Yes. actively writing · NAICS 541110
Real estate agents & brokers
Yes. actively writing · NAICS 531210
Small medical clinics
Edge. case by case · NAICS 621111
Tech & SaaS companies
Yes. actively writing · NAICS 541511
Management

Management classes.

2 classes in the Management book.

Employment Practices Liability
Yes. actively writing
Private company D&O
Yes. actively writing
Specialty

Specialty classes.

7 classes in the Specialty book.

Breweries & distilleries
Yes. actively writing · NAICS 312120
Cannabis & hemp
Edge. case by case · NAICS 453998
Ecommerce sellers
Yes. actively writing · 671 product-seller and ecommerce NAICS mapped. All 50 states plus DC where the line is available.
Environmental contractors
Edge. case by case · NAICS 562910
Event production & rentals
Yes. actively writing · NAICS 812990
Full active appointment appetite
Yes. actively writing · 1012 NAICS codes mapped across 42 active lines. All 50 states plus DC where the line is available.
Light manufacturers
Yes. actively writing · NAICS 311000

· LAST REVIEWED   2026-05-19    · HEDGE SPECIALTY DBA TAVEN INSURANCE SERVICES LLC   CA LICENSE #6018729   NPN 22154671

FAQ

Browsing the appetite.

How to use this index, and what each class page covers.

How is the appetite organized?

By category first. Property & Casualty, Professional, Management, Specialty. then alphabetically within each. Every class page tells you whether we write it (Yes/Edge/No), the ideal risk profile, edge cases that need extra detail, the lines and limits we would quote, the subjectivities we need to bind, and the NAICS codes.

Why are some classes shown as Edge?

Because the risk profile is right for us but the specific submission needs more detail. a permit, an incident log, a security plan, or a state-specific endorsement. We will still quote case by case.

My insured NAICS code is not listed. Should I still send it?

Yes. NAICS codes are a starting point, not the rule. We underwrite the actual operations. If the description matches what we have written on the class page, the file is in scope regardless of the code your AMS pulled.

What if my class is not in the index?

Email submissions@hedgespecialty.com with a one-line description. If it is adjacent to a class we already write, we will quote. If it is genuinely out of scope, we will point you to a wholesaler who handles it.

How often does the appetite change?

Quarterly. Each page carries a Last Reviewed date. Big shifts (a new state launch, a class moving from Edge to Yes, or vice versa) are reflected within a week and announced to appointed agencies by email.