Hedge / Appetite / Browse by class
/ APPETITE · BROWSE 59 classes · 47 in appetite · 12 edge

Every class we consider.

A full index of Hedge's published appetite guidance. Each page covers the strongest starting profile, edge conditions, target lines and limits, NAICS codes, and placement-review information. Looking for something specific? Open the appetite checker for a guided search.

P&C

P&C classes.

33 classes in the P&C book.

Apartment buildings & multi-family
In current Hedge appetite · NAICS 531110
Auto body & paint shops
Review case by case · NAICS 811121
Auto repair shops
In current Hedge appetite · NAICS 811111
Bars & nightclubs
Review case by case · NAICS 722410
Churches & religious institutions
In current Hedge appetite · NAICS 813110
Convenience stores & gas stations
Review case by case · NAICS 445120
Course of construction
In current Hedge appetite · NAICS 236115
Daycares & preschools
Review case by case · NAICS 624410
Delivery & courier
Review case by case · NAICS 492110
Electricians
In current Hedge appetite · NAICS 238210
Fix-and-flip & rehab investor
In current Hedge appetite · NAICS 236118
Food trucks & mobile food
In current Hedge appetite · NAICS 722330
General contractors
Review case by case · NAICS 236115
Gyms, fitness studios, yoga
In current Hedge appetite · NAICS 713940
HVAC contractors
In current Hedge appetite · NAICS 238220
Janitorial & cleaning services
In current Hedge appetite · NAICS 561720
Landscapers & lawn care
In current Hedge appetite · NAICS 561730
Pest control
In current Hedge appetite · NAICS 561710
Plumbers
In current Hedge appetite · NAICS 238220
Private K-12 schools
In current Hedge appetite · NAICS 611110
Restaurants
In current Hedge appetite · NAICS 722511
Roofing contractors
Review case by case · NAICS 238160
Salons, spas, barbers
In current Hedge appetite · NAICS 812112
Security guards. Armed
In current Hedge appetite
Security guards. Event & crowd control
In current Hedge appetite
Security guards. K9 patrol
In current Hedge appetite
Security guards. Unarmed contract
In current Hedge appetite
Self-storage facilities
In current Hedge appetite · NAICS 531130
Single-family & 1-4 unit landlord
In current Hedge appetite · NAICS 531110
Tree trimming & removal
Review case by case · NAICS 561730
Trucking. small fleet (1-10 power units)
In current Hedge appetite · NAICS 484110
Vacant commercial buildings
In current Hedge appetite · NAICS 531120
Warehouses & distribution
In current Hedge appetite · NAICS 493110

Public appetite is directional and may change. It is not a quote, binder, coverage commitment, or confirmation of access to any named market. Hedge confirms current fit, route, and authority after reviewing the account.

· LAST REVIEWED   2026-08-24    · HEDGE SPECIALTY DBA TAVEN INSURANCE SERVICES LLC   CA LICENSE #6018729   NPN 22154671

FAQ

Browsing the appetite.

How to use this index, and what each class page covers.

How is the appetite organized?

By category first: Property & Casualty, Professional, Management, and Specialty. Each class page shows the published appetite status, strongest starting profile, edge conditions, target lines and limits, placement-review information, and NAICS codes.

Why are some classes shown as Edge?

Because the class may fit but the specific account needs more detail before Hedge can confirm a current route. The page identifies the issues to address with the submission.

My insured NAICS code is not listed. Should I still send it?

Yes. NAICS codes are a discovery aid, not an underwriting decision. Use the operations description and state in the live appetite checker, then let Hedge confirm current fit and route.

What if my class is not in the index?

Use the appetite checker or email submissions@hedgespecialty.com with a short operations description and state. Hedge will confirm whether an adjacent class or approved route exists. Do not treat the index as authorization to send the risk to a market.

How often does the appetite change?

Appetite can change at any time. Each page carries a Last Reviewed date. For a current account, use the live appetite checker and ask Hedge to confirm the route.