Hedge / Appetite / Roofing contractors
Review case by case / P&C

Roofing contractors.

Roofing contractors is reviewed case by case in Hedge's current published wholesale appetite for licensed retail insurance brokers. Residential roofing with subs verified. Commercial under 3 stories with referral. Published target coverage includes General Liability with a published target of $1M / $2M, Commercial Auto with a published target of $1M CSL, and Inland Marine with a published target of $50K. Hedge confirms current fit, the permitted submission route, and available terms after reviewing the account.

NAICS   238160
Also known as   roofer, roof repair, roof replacement, shingle
Coverage

Published target coverage.

These are starting-point lines and limits for a roofing contractors submission. Hedge confirms current fit, route, and available terms after account review.

General Liability $1M / $2M General Liability wholesale → Commercial Auto $1M CSL Commercial Auto wholesale → Inland Marine $50K Inland Marine wholesale →
Knowledge graph

Go deeper by coverage and packet.

Use the narrowest guide for the question. Coverage pages explain the line for this class; the submission guide organizes the first packet.

$1M / $2M General Liability for roofing contractors Coverage context, underwriting facts, forms, and preparation guidance. $1M CSL Commercial Auto for roofing contractors Coverage context, underwriting facts, forms, and preparation guidance. $50K Inland Marine for roofing contractors Coverage context, underwriting facts, forms, and preparation guidance.
Submission preparation
What to submit for roofing contractors
Open class checklist →
Sweet spot

Where this fits cleanly.

This profile is the strongest starting point. Hedge confirms current market fit and route after reviewing the account.

01 Residential asphalt shingle, ≤ 3 stories
02 All subs with own GL + WC
03 OSHA-compliant fall protection
Submission

What we need for placement review.

Including these items reduces back-and-forth. Additional underwriting information may be required.

  • 01% residential vs. commercial
  • 02% torch-down / hot tar work
  • 03Subcontractor verification (COIs)
  • 04Max height worked
  • 05Fall protection plan
State nuance

Where the answer changes by state.

For these states, the verdict, the limits, or the subjectivities shift. Open the state page for the full picture.

Roofing contractors in Florida
FL · Review case by case
Wind/hail loss history reviewed. Storm-chasers declined.
Roofing contractors in Texas
TX · Review case by case
Hail-belt history individually rated.
Roofing contractors in Colorado
CO · Review case by case
Hail loss runs (5-year) required.
Related

Adjacent classes.

Often relevant to a submission in this class.

P&C Apartment buildings & multi-family P&C Auto repair shops P&C Churches & religious institutions P&C Course of construction
FAQ

Common questions.

Does Hedge write roofing contractors?

Case by case. Roofing contractors may fit, but the specific file needs the extra detail in the Submission section before Hedge can confirm a route. Residential roofing with subs verified. Commercial under 3 stories with referral.

What does Hedge need to quote roofing contractors?

% residential vs. commercial; % torch-down / hot tar work; Subcontractor verification (COIs); Max height worked; plus 1 more standard item. These items support placement review, but an underwriter may request more.

Why is roofing contractors edge for Hedge instead of a clean yes?

Roofing contractors can fit, but specific files vary. The Sweet spot section lists the strongest starting profile. Send the file with the Submission items so Hedge can confirm current fit, route, and any additional underwriting requirements.

Does Hedge write roofer?

Roofer is one way brokers describe roofing contractors, and the same case-by-case guidance applies. The Sweet spot section covers the strongest starting profile. Send the file with the Submission items for placement review.

Public appetite is directional and may change. It is not a quote, binder, coverage commitment, or confirmation of access to any named market. Hedge confirms current fit, route, and authority after reviewing the account.

· LAST REVIEWED   2026-08-24    · HEDGE SPECIALTY DBA TAVEN INSURANCE SERVICES LLC   CA LICENSE #6018729   NPN 22154671