Churches & religious institutions is in Hedge's current published wholesale appetite for licensed retail insurance brokers. Churches and houses of worship. Day care or school inside reviewed as separate location. Published target coverage includes Commercial Property with a published target of $10M / loc, General Liability with a published target of $1M / $2M, and Abuse & Molestation with a published target of $500K sub-limit. Hedge confirms current fit, the permitted submission route, and available terms after reviewing the account.
These are starting-point lines and limits for a churches & religious institutions submission. Hedge confirms current fit, route, and available terms after account review.
Use the narrowest guide for the question. Coverage pages explain the line for this class; the submission guide organizes the first packet.
This profile is the strongest starting point. Hedge confirms current market fit and route after reviewing the account.
Including these items reduces back-and-forth. Additional underwriting information may be required.
Often relevant to a submission in this class.
Churches & religious institutions is in Hedge's current published appetite. Churches and houses of worship. Day care or school inside reviewed as separate location. Hedge confirms current market fit and route after reviewing the account.
Attendance (Sunday services); Daycare / preschool on premises?; Counseling services offered?; Background checks for staff/volunteers. These items support placement review, but an underwriter may request more.
Commercial Property target up to $10M / loc; General Liability target up to $1M / $2M; Abuse & Molestation target up to $500K sub-limit; Pastoral Counseling target up to $500K. These are published targets, not promised terms. Available limits are confirmed after account and market review.
Church is one way brokers describe churches & religious institutions. It maps to the same published Churches & religious institutions appetite, target lines, and submission guidance listed above. Current fit and route still require account review.
Public appetite is directional and may change. It is not a quote, binder, coverage commitment, or confirmation of access to any named market. Hedge confirms current fit, route, and authority after reviewing the account.
· LAST REVIEWED 2026-08-24 · HEDGE SPECIALTY DBA TAVEN INSURANCE SERVICES LLC CA LICENSE #6018729 NPN 22154671