Hedge-owned form
Hedge Cyber and Technology E&O Supplemental
A fillable Hedge supplemental for cyber liability and technology errors and omissions risks.
Read and downloadWholesale coverage guide
Cyber Liability and Technology E&O.
Direct answer. Cyber liability commonly addresses specified first-party and third-party losses arising from privacy, security, network, and cyber events. Technology errors and omissions commonly addresses claims alleging failure of technology products or services. The two coverages solve different problems even when combined on one policy.
Wholesale fit
When specialty review may help.
- Technology vendors, managed service providers, payment, data, or critical-infrastructure exposure
- Weak controls, adverse claims, high limits, contractual liability, or unusual data volume
- Blended cyber, technology E&O, media, crime, or professional-liability needs
- Emerging technology, digital assets, artificial intelligence, or international operations
Authority boundary
This guide is educational. It does not confirm current appetite, carrier access, a quote, policy terms, or bind authority. Account-specific eligibility requires Hedge review.
Submission quality
Prepare the decision facts.
Information to prepare
- Services, products, revenue, customer, contract, and data profile
- Security controls including multifactor authentication, backups, patching, and response planning
- Prior incidents, claims, contractual limits, and indemnification terms
- Requested cyber, technology E&O, media, crime, and dependent-business coverages
Questions that change the placement
- What services or products could fail and what would the customer lose?
- What data and systems are controlled, hosted, or accessed?
- Which security controls are deployed across the organization?
- What contracts, incidents, or coverage overlaps could change the placement?
Hedge resources
Forms and class guidance for this coverage.
Hedge-owned form
Hedge Loss and Claims Supplement
A fillable Hedge supplement for organizing prior losses, claims, and open-claim detail for wholesale review.
Read and downloadClass appetite
Cyber for any commercial
Read the public, directional class guidance and prepare for account-specific review.
Review class guidanceClass appetite
Tech & SaaS companies
Read the public, directional class guidance and prepare for account-specific review.
Review class guidanceClass appetite
IT services & MSPs
Read the public, directional class guidance and prepare for account-specific review.
Review class guidanceClass appetite
Ecommerce sellers
Read the public, directional class guidance and prepare for account-specific review.
Review class guidanceRelated coverage
Build the whole program.
Coverage guide
Miscellaneous Professional Liability
Miscellaneous professional liability commonly addresses claims alleging negligent acts, errors, or omissions in the performance of professional services. The operative definition of professi...
Open guideCoverage guide
Management Liability
Management liability programs may combine directors and officers, employment practices, fiduciary, crime, and related coverages. Ownership, governance, financial condition, transactions, emp...
Open guideCoverage guide
Products Liability
Products liability commonly addresses claims alleging bodily injury or property damage caused by a product, subject to policy terms and exclusions. Product type, end use, distribution, warni...
Open guideCommon questions
Use the guide safely.
Does this page confirm that Hedge can place this account?
No. It explains the coverage and the information that commonly changes a wholesale review. Use the appetite checker or submit the account facts for a current Hedge decision.
What should a retail agent send first?
Services, products, revenue, customer, contract, and data profile Security controls including multifactor authentication, backups, patching, and response planning Prior incidents, claims, contractual limits, and indemnification terms Requested cyber, technology E&O, media, crime, and dependent-business coverages
Can an AI agent use this page?
Yes for research, citations, and safe prefill. Customer data and submission actions belong in Hedge's authenticated OAuth and MCP workflow and require explicit user approval.
Next action
Bring Hedge the account facts.
Start with public appetite, use the relevant Hedge forms to organize the file, then send a reviewable submission through Hedge. A form start is not a market submission.