Professional and management
Hedge Cyber and Technology E&O Supplemental
A fillable Hedge supplemental for cyber liability and technology errors and omissions risks.
View form and fillable PDF →Class and coverage guide
Cyber and Tech E&O for Cyber for any commercial.
Direct answer. Cyber Liability and Technology E&O is included in Hedge's published target coverage for Cyber for any commercial under the line Cyber Liability, with a published target of $5M / $5M. The current public class status is in current public appetite. Hedge must confirm current fit, route, and available terms after reviewing the real account.
Coverage context
What this coverage question means.
Cyber liability commonly addresses specified first-party and third-party losses arising from privacy, security, network, and cyber events. Technology errors and omissions commonly addresses claims alleging failure of technology products or services. The two coverages solve different problems even when combined on one policy.
Class context. Monoline cyber for any commercial risk. Quick quotes for revenue under $100M.
Terms depend on the policy and account
This page does not interpret a policy or promise coverage. Actual coverage depends on the issued forms, endorsements, exclusions, conditions, limits, and facts accepted by the insurer.
Underwriting facts
What changes the answer.
- Annual revenue
- Records count (PII / PHI / PCI)
- MFA on email + remote access?
- Endpoint protection (EDR)?
- Backups: frequency + offline copy?
Conditions that need closer review
- Healthcare / law firm > $25M revenue
- No MFA on email (mandatory remediation)
- Prior breach in last 3 years
- Active ransomware incident
- Active forensic investigation
- Adult content
Stronger starting profile
Controls and facts to surface.
- Revenue < $50M, MFA + EDR
- Backup-tested in last 6 months
- Email filtering with phishing rules
Hedge forms
Useful class-specific preparation resources.
These Hedge-owned forms may help organize the account. A form listing does not make the form mandatory for every submission and does not prove appetite or market access.
Any risk
Hedge Loss and Claims Supplement
A fillable Hedge supplement for organizing prior losses, claims, and open-claim detail for wholesale review.
View form and fillable PDF →Standard form references
Common commercial form sections to understand.
Use the edition accepted by the intended market. Hedge explains these form purposes but does not republish ACORD files in its public form library.
ACORD 834
Cyber and Privacy Coverage Section
The cyber and privacy coverage section used to describe data, systems, security controls, prior incidents, dependent services, and requested cyber coverage.
Read form guide →ACORD 180
Technology E&O Section
The technology E&O section used to describe technology products and services, customers, contracts, revenue, controls, and professional liability exposures for technology-related operations.
Read form guide →State detail
Published class-specific state notes.
CA / In current public appetite
Cyber for any commercial in CA
CCPA/CPRA exposure auto-included.
Open state appetite →Next step
Build the account before choosing a route.
Open the class submission guide for the first-packet checklist, then have Hedge review the actual account. Do not infer a carrier, route, or authorization from this public page.