Hedge / Appetite / Cyber for any commercial / California
● In current Hedge appetite in California / Professional

Cyber for any commercial in California.

Cyber for any commercial in California is in Hedge's current published wholesale appetite for licensed retail insurance brokers. CCPA/CPRA exposure auto-included. Monoline cyber for any commercial risk. Quick quotes for revenue under $100M. Published target coverage includes Cyber Liability with a published target of $5M / $5M, and Crime with a published target of $1M (social engineering). Hedge confirms current fit, the permitted submission route, and available terms after reviewing the account.

NAICS   541512 · 541519
Also known as   data breach, ransomware, cyber insurance
Submit a risk All states for this class
Coverage

Published target coverage.

These are starting-point lines and limits for a cyber for any commercial submission. Hedge confirms current fit, route, and available terms after account review.

Cyber Liability $5M / $5M Cyber Liability wholesale → Crime $1M (social engineering) Crime wholesale →
Class details

Review coverage and submission requirements.

Choose a coverage guide for line-specific details or open the submission guide for the first-packet checklist.

$5M / $5M Cyber and Tech E&O for cyber for any commercial Coverage context, underwriting facts, forms, and preparation guidance.
Submission preparation
What to submit for cyber for any commercial
Open class checklist →
Sweet spot

Stronger starting profile.

This profile is the strongest starting point. Hedge confirms current market fit and route after reviewing the account.

01 Revenue < $50M, MFA + EDR
02 Backup-tested in last 6 months
03 Email filtering with phishing rules
Submission

What we need for placement review.

Including these items reduces back-and-forth. Additional underwriting information may be required.

  • 01Annual revenue
  • 02Records count (PII / PHI / PCI)
  • 03MFA on email + remote access?
  • 04Endpoint protection (EDR)?
  • 05Backups: frequency + offline copy?
Related

Related classes.

Often relevant to a submission in this class.

Professional Accountants & CPAs Professional Allied health. PT, OT, chiropractic Professional Consultants & advisors Professional Insurance agents & brokers
FAQ

Common questions.

Does Hedge write cyber for any commercial in California?

Cyber for any commercial is in Hedge's current published appetite in California. CCPA/CPRA exposure auto-included. Hedge confirms current market fit and route after account review.

What's different about cyber for any commercial in California?

CCPA/CPRA exposure auto-included. The base cyber for any commercial submission guidance also applies. Additional underwriting information may be required.

What limits will Hedge offer on cyber for any commercial in California?

Cyber Liability target up to $5M / $5M; Crime target up to $1M (social engineering). These are published targets, not promised terms. CCPA/CPRA exposure auto-included. Available limits are confirmed after account and market review.

Public appetite is directional and may change. It is not a quote, binder, coverage commitment, or confirmation of access to any named market. Hedge confirms current fit, route, and authority after reviewing the account.

· LAST REVIEWED   2026-08-24    · HEDGE SPECIALTY DBA TAVEN INSURANCE SERVICES LLC   CA LICENSE #6018729   NPN 22154671