Hedge / Appetite / Insurance agents & brokers
● In current Hedge appetite / Professional

Insurance agents & brokers.

Insurance agents & brokers is in Hedge's current published wholesale appetite for licensed retail insurance brokers. Insurance agencies, retail and wholesale. P&C, L&H, or both. Published target coverage includes Insurance Agents E&O with a published target of $5M / $5M, Cyber & Tech E&O with a published target of $2M / $2M, and Crime with a published target of $1M (premium theft). Hedge confirms current fit, the permitted submission route, and available terms after reviewing the account.

NAICS   524210
Also known as   insurance broker, P&C agent, life agent, insurance E&O
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Coverage

Published target coverage.

These are starting-point lines and limits for a insurance agents & brokers submission. Hedge confirms current fit, route, and available terms after account review.

Insurance Agents E&O $5M / $5M Insurance Agents E&O wholesale → Cyber & Tech E&O $2M / $2M Cyber & Tech E&O wholesale → Crime $1M (premium theft) Crime wholesale →
Knowledge graph

Go deeper by coverage and packet.

Use the narrowest guide for the question. Coverage pages explain the line for this class; the submission guide organizes the first packet.

$5M / $5M Miscellaneous E&O for insurance agents & brokers Coverage context, underwriting facts, forms, and preparation guidance. $2M / $2M Cyber and Tech E&O for insurance agents & brokers Coverage context, underwriting facts, forms, and preparation guidance.
Submission preparation
What to submit for insurance agents & brokers
Open class checklist →
Sweet spot

Where this fits cleanly.

This profile is the strongest starting point. Hedge confirms current market fit and route after reviewing the account.

01 Retail P&C agencies, < $20M revenue
02 Established carrier appointments
03 Standard product mix
Submission

What we need for placement review.

Including these items reduces back-and-forth. Additional underwriting information may be required.

  • 01Retail / wholesale / MGA mix
  • 02Carriers represented (count)
  • 03% commercial vs. personal lines
  • 04Revenue
Related

Adjacent classes.

Often relevant to a submission in this class.

Professional Accountants & CPAs Professional Allied health. PT, OT, chiropractic Professional Consultants & advisors Professional Cyber for any commercial
FAQ

Common questions.

Does Hedge write insurance agents & brokers?

Insurance agents & brokers is in Hedge's current published appetite. Insurance agencies, retail and wholesale. P&C, L&H, or both. Hedge confirms current market fit and route after reviewing the account.

What does Hedge need to quote insurance agents & brokers?

Retail / wholesale / MGA mix; Carriers represented (count); % commercial vs. personal lines; Revenue. These items support placement review, but an underwriter may request more.

What limits and lines does Hedge offer on insurance agents & brokers?

Insurance Agents E&O target up to $5M / $5M; Cyber & Tech E&O target up to $2M / $2M; Crime target up to $1M (premium theft). These are published targets, not promised terms. Available limits are confirmed after account and market review.

Does Hedge write insurance agent?

Insurance agent is one way brokers describe insurance agents & brokers. It maps to the same published Insurance agents & brokers appetite, target lines, and submission guidance listed above. Current fit and route still require account review.

Public appetite is directional and may change. It is not a quote, binder, coverage commitment, or confirmation of access to any named market. Hedge confirms current fit, route, and authority after reviewing the account.

· LAST REVIEWED   2026-08-24    · HEDGE SPECIALTY DBA TAVEN INSURANCE SERVICES LLC   CA LICENSE #6018729   NPN 22154671