Allied health. PT, OT, chiropractic.

Allied health. PT, OT, chiropractic is in Hedge's current published wholesale appetite for licensed retail insurance brokers. Physical therapy, occupational therapy, chiropractic. Solo to multi-provider. Published target coverage includes Medical Malpractice with a published target of $1M / $3M, and General Liability with a published target of $1M / $2M. Hedge confirms current fit, the permitted submission route, and available terms after reviewing the account.

NAICS 621340 · 621399

Also known as physical therapy, occupational therapy, chiropractor

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Coverage

Published target coverage.

These are starting-point lines and limits for a allied health pt ot chiropractic submission. Hedge confirms current fit, route, and available terms after account review.

Medical Malpractice $1M / $3M Medical Malpractice wholesale → General Liability $1M / $2M General Liability wholesale →

Class details

Review coverage and submission requirements.

Choose a coverage guide for line-specific details or open the submission guide for the first-packet checklist.

$1M / $3M Medical Malpractice for allied health pt ot chiropractic Coverage context, underwriting facts, forms, and preparation guidance. $1M / $2M General Liability for allied health pt ot chiropractic Coverage context, underwriting facts, forms, and preparation guidance.

Submission preparation

What to submit for allied health pt ot chiropractic

Open class checklist →

Sweet spot

Stronger starting profile.

This profile is the strongest starting point. Hedge confirms current market fit and route after reviewing the account.

01 Outpatient PT/OT/chiro

02 Provider-owned, < 10 providers

03 Standard manual therapy

Submission

What we need for placement review.

Including these items reduces back-and-forth. Additional underwriting information may be required.

01Discipline + state license
02Provider count
03Modalities used (manipulation, electrotherapy, etc.)
045-year claims history

Related classes.

Often relevant to a submission in this class.

FAQ

Common questions.

Does Hedge write allied health pt ot chiropractic?

Allied health. PT, OT, chiropractic is in Hedge's current published appetite. Physical therapy, occupational therapy, chiropractic. Solo to multi-provider. Hedge confirms current market fit and route after reviewing the account.

What does Hedge need to quote allied health pt ot chiropractic?

Discipline + state license; Provider count; Modalities used (manipulation, electrotherapy, etc.); 5-year claims history. These items support placement review, but an underwriter may request more.

What limits and lines does Hedge offer on allied health pt ot chiropractic?

Medical Malpractice target up to $1M / $3M; General Liability target up to $1M / $2M. These are published targets, not promised terms. Available limits are confirmed after account and market review.

Does Hedge write physical therapy?

Physical therapy is one way brokers describe allied health pt ot chiropractic. It maps to the same published Allied health. PT, OT, chiropractic appetite, target lines, and submission guidance listed above. Current fit and route still require account review.

Public appetite is directional and may change. It is not a quote, binder, coverage commitment, or confirmation of access to any named market. Hedge confirms current fit, route, and authority after reviewing the account.

· LAST REVIEWED 2026-08-24 · HEDGE SPECIALTY DBA TAVEN INSURANCE SERVICES LLC CA LICENSE #6018729 NPN 22154671