Hedge / Appetite / Allied health. PT, OT, chiropractic
In current Hedge appetite / Professional

Allied health. PT, OT, chiropractic.

Allied health. PT, OT, chiropractic is in Hedge's current published wholesale appetite for licensed retail insurance brokers. Physical therapy, occupational therapy, chiropractic. Solo to multi-provider. Published target coverage includes Medical Malpractice with a published target of $1M / $3M, and General Liability with a published target of $1M / $2M. Hedge confirms current fit, the permitted submission route, and available terms after reviewing the account.

NAICS   621340 · 621399
Also known as   physical therapy, occupational therapy, chiropractor
Coverage

Published target coverage.

These are starting-point lines and limits for a allied health pt ot chiropractic submission. Hedge confirms current fit, route, and available terms after account review.

Medical Malpractice $1M / $3M Medical Malpractice wholesale → General Liability $1M / $2M General Liability wholesale →
Knowledge graph

Go deeper by coverage and packet.

Use the narrowest guide for the question. Coverage pages explain the line for this class; the submission guide organizes the first packet.

$1M / $3M Medical Malpractice for allied health pt ot chiropractic Coverage context, underwriting facts, forms, and preparation guidance. $1M / $2M General Liability for allied health pt ot chiropractic Coverage context, underwriting facts, forms, and preparation guidance.
Submission preparation
What to submit for allied health pt ot chiropractic
Open class checklist →
Sweet spot

Where this fits cleanly.

This profile is the strongest starting point. Hedge confirms current market fit and route after reviewing the account.

01 Outpatient PT/OT/chiro
02 Provider-owned, < 10 providers
03 Standard manual therapy
Submission

What we need for placement review.

Including these items reduces back-and-forth. Additional underwriting information may be required.

  • 01Discipline + state license
  • 02Provider count
  • 03Modalities used (manipulation, electrotherapy, etc.)
  • 045-year claims history
Related

Adjacent classes.

Often relevant to a submission in this class.

Professional Accountants & CPAs Professional Consultants & advisors Professional Cyber for any commercial Professional Insurance agents & brokers
FAQ

Common questions.

Does Hedge write allied health pt ot chiropractic?

Allied health. PT, OT, chiropractic is in Hedge's current published appetite. Physical therapy, occupational therapy, chiropractic. Solo to multi-provider. Hedge confirms current market fit and route after reviewing the account.

What does Hedge need to quote allied health pt ot chiropractic?

Discipline + state license; Provider count; Modalities used (manipulation, electrotherapy, etc.); 5-year claims history. These items support placement review, but an underwriter may request more.

What limits and lines does Hedge offer on allied health pt ot chiropractic?

Medical Malpractice target up to $1M / $3M; General Liability target up to $1M / $2M. These are published targets, not promised terms. Available limits are confirmed after account and market review.

Does Hedge write physical therapy?

Physical therapy is one way brokers describe allied health pt ot chiropractic. It maps to the same published Allied health. PT, OT, chiropractic appetite, target lines, and submission guidance listed above. Current fit and route still require account review.

Public appetite is directional and may change. It is not a quote, binder, coverage commitment, or confirmation of access to any named market. Hedge confirms current fit, route, and authority after reviewing the account.

· LAST REVIEWED   2026-08-24    · HEDGE SPECIALTY DBA TAVEN INSURANCE SERVICES LLC   CA LICENSE #6018729   NPN 22154671