Submission requirements by business class.

Credible facts beat a generic application.

• Correct named insured, entities, operations, locations, effective date, and requested coverage
• Current exposure schedules using consistent identifiers and totals
• Currently valued loss runs with material claims explained
• The primary application plus class and coverage sections that apply
• A concise account narrative that addresses the difficult facts directly

Start with one clean account story.

The Hedge commercial submission checklist covers the general packet, reconciliation checks, loss narrative, line-specific supporting records, and final file review. Use it before opening the narrower class guide.