In current public appetite / 2 related Hedge forms
Accountants & CPAs
4 class-specific facts to prepare before review.
Open submission guide →Hedge/Submission requirements
Wholesale submission preparation
Submission requirements by business class.
Direct answer. A strong first packet identifies the real operations, requested coverage, effective date, exposure schedules, current loss information, and class-specific facts. These guides organize that work without pretending every market has the same requirements.
First-packet principle
Credible facts beat a generic application.
- Correct named insured, entities, operations, locations, effective date, and requested coverage
- Current exposure schedules using consistent identifiers and totals
- Currently valued loss runs with material claims explained
- The primary application plus class and coverage sections that apply
- A concise account narrative that addresses the difficult facts directly
Requirements are account and market specific
These are preparation guides. Hedge confirms eligibility, required documents, the permitted route, and any market-specific questions after reviewing the account.
All class checklists
Choose the insured's actual operations.
In current public appetite / 1 related Hedge forms
Active assailant & crisis management
5 class-specific facts to prepare before review.
Open submission guide →In current public appetite / 2 related Hedge forms
Allied health PT, OT, chiropractic
4 class-specific facts to prepare before review.
Open submission guide →In current public appetite / 3 related Hedge forms
Apartment buildings & multi-family
6 class-specific facts to prepare before review.
Open submission guide →Review case by case / 2 related Hedge forms
Architects & engineers
4 class-specific facts to prepare before review.
Open submission guide →Review case by case / 2 related Hedge forms
Auto body & paint shops
4 class-specific facts to prepare before review.
Open submission guide →In current public appetite / 2 related Hedge forms
Auto repair shops
5 class-specific facts to prepare before review.
Open submission guide →Review case by case / 3 related Hedge forms
Bars & nightclubs
6 class-specific facts to prepare before review.
Open submission guide →In current public appetite / 3 related Hedge forms
Breweries & distilleries
4 class-specific facts to prepare before review.
Open submission guide →Review case by case / 3 related Hedge forms
Cannabis & hemp
5 class-specific facts to prepare before review.
Open submission guide →In current public appetite / 3 related Hedge forms
Churches & religious institutions
4 class-specific facts to prepare before review.
Open submission guide →In current public appetite / 2 related Hedge forms
Community association crime
5 class-specific facts to prepare before review.
Open submission guide →In current public appetite / 2 related Hedge forms
Community association D&O
6 class-specific facts to prepare before review.
Open submission guide →In current public appetite / 2 related Hedge forms
Community association excess liability
5 class-specific facts to prepare before review.
Open submission guide →In current public appetite / 2 related Hedge forms
Consultants & advisors
4 class-specific facts to prepare before review.
Open submission guide →Review case by case / 1 related Hedge forms
Convenience stores & gas stations
5 class-specific facts to prepare before review.
Open submission guide →In current public appetite / 4 related Hedge forms
Course of construction
5 class-specific facts to prepare before review.
Open submission guide →In current public appetite / 2 related Hedge forms
Cyber for any commercial
5 class-specific facts to prepare before review.
Open submission guide →Review case by case / 3 related Hedge forms
Daycares & preschools
5 class-specific facts to prepare before review.
Open submission guide →Review case by case / 2 related Hedge forms
Delivery & courier
4 class-specific facts to prepare before review.
Open submission guide →In current public appetite / 3 related Hedge forms
Ecommerce sellers
6 class-specific facts to prepare before review.
Open submission guide →In current public appetite / 3 related Hedge forms
Electricians
4 class-specific facts to prepare before review.
Open submission guide →In current public appetite / 2 related Hedge forms
Employment Practices Liability
4 class-specific facts to prepare before review.
Open submission guide →Review case by case / 2 related Hedge forms
Environmental contractors
4 class-specific facts to prepare before review.
Open submission guide →In current public appetite / 2 related Hedge forms
Event production & rentals
4 class-specific facts to prepare before review.
Open submission guide →In current public appetite / 4 related Hedge forms
Fix-and-flip & rehab investor
7 class-specific facts to prepare before review.
Open submission guide →In current public appetite / 4 related Hedge forms
Food trucks & mobile food
5 class-specific facts to prepare before review.
Open submission guide →In current public appetite / 1 related Hedge forms
Full active appointment appetite
6 class-specific facts to prepare before review.
Open submission guide →Review case by case / 3 related Hedge forms
General contractors
5 class-specific facts to prepare before review.
Open submission guide →In current public appetite / 1 related Hedge forms
Gyms, fitness studios, yoga
4 class-specific facts to prepare before review.
Open submission guide →In current public appetite / 3 related Hedge forms
HVAC contractors
4 class-specific facts to prepare before review.
Open submission guide →In current public appetite / 2 related Hedge forms
Insurance agents & brokers
4 class-specific facts to prepare before review.
Open submission guide →In current public appetite / 2 related Hedge forms
IT services & MSPs
4 class-specific facts to prepare before review.
Open submission guide →In current public appetite / 1 related Hedge forms
Janitorial & cleaning services
4 class-specific facts to prepare before review.
Open submission guide →In current public appetite / 3 related Hedge forms
Landscapers & lawn care
4 class-specific facts to prepare before review.
Open submission guide →In current public appetite / 2 related Hedge forms
Lawyers
4 class-specific facts to prepare before review.
Open submission guide →In current public appetite / 3 related Hedge forms
Light manufacturers
5 class-specific facts to prepare before review.
Open submission guide →In current public appetite / 1 related Hedge forms
Non-owned aircraft liability
5 class-specific facts to prepare before review.
Open submission guide →In current public appetite / 2 related Hedge forms
PEO & staffing firm EPLI
6 class-specific facts to prepare before review.
Open submission guide →In current public appetite / 3 related Hedge forms
Pest control
4 class-specific facts to prepare before review.
Open submission guide →In current public appetite / 3 related Hedge forms
Plumbers
4 class-specific facts to prepare before review.
Open submission guide →In current public appetite / 2 related Hedge forms
Private company D&O
5 class-specific facts to prepare before review.
Open submission guide →In current public appetite / 3 related Hedge forms
Private K-12 schools
4 class-specific facts to prepare before review.
Open submission guide →In current public appetite / 2 related Hedge forms
Real estate agents & brokers
4 class-specific facts to prepare before review.
Open submission guide →In current public appetite / 3 related Hedge forms
Restaurants
5 class-specific facts to prepare before review.
Open submission guide →Review case by case / 4 related Hedge forms
Roofing contractors
5 class-specific facts to prepare before review.
Open submission guide →In current public appetite / 1 related Hedge forms
Salons, spas, barbers
4 class-specific facts to prepare before review.
Open submission guide →In current public appetite / 2 related Hedge forms
Security guards Armed
5 class-specific facts to prepare before review.
Open submission guide →In current public appetite / 2 related Hedge forms
Security guards Event & crowd control
5 class-specific facts to prepare before review.
Open submission guide →In current public appetite / 2 related Hedge forms
Security guards K9 patrol
5 class-specific facts to prepare before review.
Open submission guide →In current public appetite / 2 related Hedge forms
Security guards Unarmed contract
5 class-specific facts to prepare before review.
Open submission guide →In current public appetite / 1 related Hedge forms
Self-storage facilities
4 class-specific facts to prepare before review.
Open submission guide →In current public appetite / 3 related Hedge forms
Single-family & 1-4 unit landlord
7 class-specific facts to prepare before review.
Open submission guide →Review case by case / 2 related Hedge forms
Small medical clinics
4 class-specific facts to prepare before review.
Open submission guide →In current public appetite / 2 related Hedge forms
Tech & SaaS companies
5 class-specific facts to prepare before review.
Open submission guide →Review case by case / 3 related Hedge forms
Tree trimming & removal
5 class-specific facts to prepare before review.
Open submission guide →In current public appetite / 2 related Hedge forms
Trucking small fleet (1-10 power units)
5 class-specific facts to prepare before review.
Open submission guide →In current public appetite / 3 related Hedge forms
Vacant commercial buildings
5 class-specific facts to prepare before review.
Open submission guide →In current public appetite / 2 related Hedge forms
Warehouses & distribution
5 class-specific facts to prepare before review.
Open submission guide →