Any risk
Hedge Loss and Claims Supplement
A fillable Hedge supplement for organizing prior losses, claims, and open-claim detail for wholesale review.
View form and fillable PDF →Class-specific first packet
Submission requirements for Active assailant & crisis management.
Direct answer. Start with a clear operations narrative, the requested coverage and effective date, currently valued loss runs, accurate schedules, and the 5 class-specific facts below. The current public class status is in current public appetite; Hedge still must confirm eligibility, route, and the exact market requirements.
Core packet
Build one internally consistent account.
- Applicant information with the correct legal entities and a precise operations description
- Requested lines, limits, effective date, and any contract or certificate requirements
- Currently valued loss runs for the relevant entities, lines, and policy periods
- Exposure schedules and supporting documents that reconcile to the application
- Class-specific supplemental information and a direct explanation of difficult facts
Do not send from this checklist alone
Hedge must confirm the intended route and review the exact files. Do not send submission material to a competing wholesale intermediary or another producer.
Class facts
Answer these before market review.
- Security plan and incident-response procedure
- Prior threats, incidents, or law enforcement contact
- Employee training cadence (active-assailant drills)
- Schedule of sites and occupancy
- Existing crisis-management vendor (if any)
Stronger profile indicators
- Retail, theaters, performance venues
- Manufacturing and industrial facilities
- Healthcare, schools, government buildings
- Hospitality and religious organizations
- Restaurants, commercial offices, office parks, strip malls
- Community associations
Coverage checklists
Prepare the facts for each requested line.
Only request coverage the insured actually needs. Open the line guide to see the class-specific published target and preparation questions.
Hedge forms
Forms that may help organize this class.
The intended market may require different or additional applications. These public Hedge forms are preparation resources, not evidence of access or authority.
State notes
Published class-specific state differences.
AK / Not currently targeted
Active assailant & crisis management in AK
Active-assailant carrier not licensed in this state.
Open state appetite →HI / Not currently targeted
Active assailant & crisis management in HI
Active-assailant carrier not licensed in this state.
Open state appetite →Review and release
Keep preparation, routing, and authority separate.
- Preparation: the packet is internally complete enough for review
- Fit: the class, state, coverage, and account facts are within current appetite
- Route: Hedge has confirmed the permitted submission channel
- Quote: actual terms have been returned for this account
- Bind: the authorized party and all subjectivities have been confirmed