Direct answer. Start with a clear operations narrative, the requested coverage and effective date, currently valued loss runs, accurate schedules, and the 4 class-specific facts below. The current public class status is review case by case; Hedge still must confirm eligibility, route, and the exact market requirements.
Hedge must confirm the intended route and review the exact files. Do not send submission material to a competing wholesale intermediary or another producer.
Only request coverage the insured actually needs. Open the line guide to see the class-specific published target and preparation questions.
Detailed operations narrative and class splits; Revenue, payroll, subcontractor cost, and geographic breakdown; Currently valued loss runs and an explanation of material claims
Open class coverage guide →Current statement of values with construction, occupancy, protection, and exposure details; Valuation support, requested causes of loss, deductibles, and coinsurance terms; Currently valued loss runs and remediation information
Open class coverage guide →Operations, sites, historical use, contaminants, and environmental reports; Contracts, scopes of work, waste handling, transportation, and disposal practices; Known conditions, incidents, remediation, regulatory matters, and claims
Open class coverage guide →The intended market may require different or additional applications. These public Hedge forms are preparation resources, not evidence of access or authority.
A fillable Hedge supplemental for garages, auto service businesses, dealers, and related operations.
View form and fillable PDF →A fillable Hedge supplement for organizing prior losses, claims, and open-claim detail for wholesale review.
View form and fillable PDF →BAR license required; CARB air permit copy at bind.
Open state appetite →