Direct answer. Start with a clear operations narrative, the requested coverage and effective date, currently valued loss runs, accurate schedules, and the 5 class-specific facts below. The current public class status is review case by case; Hedge still must confirm eligibility, route, and the exact market requirements.
Hedge must confirm the intended route and review the exact files. Do not send submission material to a competing wholesale intermediary or another producer.
Only request coverage the insured actually needs. Open the line guide to see the class-specific published target and preparation questions.
Detailed operations narrative and class splits; Revenue, payroll, subcontractor cost, and geographic breakdown; Currently valued loss runs and an explanation of material claims
Open class coverage guide →Vehicle, driver, and loss schedules; Operations, radius, commodities, filings, and annual mileage; Revenue, vehicle ownership, leasing, maintenance, and safety controls
Open class coverage guide →Project scope, timeline, budget, and completed-value support; Site, construction, protection, catastrophe, and adjacent-property information; Owner, contractor, lender, and loss-payee interests
Open class coverage guide →Operations, sites, historical use, contaminants, and environmental reports; Contracts, scopes of work, waste handling, transportation, and disposal practices; Known conditions, incidents, remediation, regulatory matters, and claims
Open class coverage guide →The intended market may require different or additional applications. These public Hedge forms are preparation resources, not evidence of access or authority.
A fillable Hedge supplemental for contractors and construction operations.
View form and fillable PDF →A fillable Hedge supplemental for workers compensation exposure review.
View form and fillable PDF →A fillable Hedge supplement for organizing prior losses, claims, and open-claim detail for wholesale review.
View form and fillable PDF →Labor Law 240/241 exposure individually rated for NYC work.
Open state appetite →Labor Law 240/241 exposure individually rated.
Open state appetite →