Any risk
Hedge Loss and Claims Supplement
A fillable Hedge supplement for organizing prior losses, claims, and open-claim detail for wholesale review.
View form and fillable PDF →Class-specific first packet
Submission requirements for Non-owned aircraft liability.
Direct answer. Start with a clear operations narrative, the requested coverage and effective date, currently valued loss runs, accurate schedules, and the 5 class-specific facts below. The current public class status is in current public appetite; Hedge still must confirm eligibility, route, and the exact market requirements.
Core packet
Build one internally consistent account.
- Applicant information with the correct legal entities and a precise operations description
- Requested lines, limits, effective date, and any contract or certificate requirements
- Currently valued loss runs for the relevant entities, lines, and policy periods
- Exposure schedules and supporting documents that reconcile to the application
- Class-specific supplemental information and a direct explanation of difficult facts
Do not send from this checklist alone
Hedge must confirm the intended route and review the exact files. Do not send submission material to a competing wholesale intermediary or another producer.
Class facts
Answer these before market review.
- Aircraft use schedule (annual)
- Vendor / operator names and ratings
- Expected annual hours
- Pilot qualifications and ratings
- Prior aviation loss history (5-year)
Stronger profile indicators
- Corporations using charter or fractional
- Film production using non-owned aircraft
- Construction firms with site-survey use
- Drone operators (commercial UAS)
- Business travelers
Coverage checklists
Prepare the facts for each requested line.
Only request coverage the insured actually needs. Open the line guide to see the class-specific published target and preparation questions.
Hedge forms
Forms that may help organize this class.
The intended market may require different or additional applications. These public Hedge forms are preparation resources, not evidence of access or authority.
Review and release
Keep preparation, routing, and authority separate.
- Preparation: the packet is internally complete enough for review
- Fit: the class, state, coverage, and account facts are within current appetite
- Route: Hedge has confirmed the permitted submission channel
- Quote: actual terms have been returned for this account
- Bind: the authorized party and all subjectivities have been confirmed