Hedge / Appetite / Non-owned aircraft liability
● In current Hedge appetite / Specialty

Non-owned aircraft liability.

Non-owned aircraft liability is in Hedge's current published wholesale appetite for licensed retail insurance brokers. Non-owned aircraft liability for corporations chartering, fractional, or business-travel use. Limits up to $50M, worldwide coverage. Published target coverage includes Non-Owned Aircraft Liability with a published target of $1M to $50M, Passenger Medical Payments with a published target of Included, and War and TRIA with a published target of Included. Hedge confirms current fit, the permitted submission route, and available terms after reviewing the account.

NAICS   481111 · 481211 · 481219 · 488119
Also known as   aviation, non owned aviation, charter aircraft, fractional aircraft, drone liability, UAS liability
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Coverage

Published target coverage.

These are starting-point lines and limits for a non-owned aircraft liability submission. Hedge confirms current fit, route, and available terms after account review.

Non-Owned Aircraft Liability $1M to $50M Non-Owned Aircraft Liability wholesale → Passenger Medical Payments Included Passenger Medical Payments wholesale → War and TRIA Included War and TRIA wholesale →
Class details

Review coverage and submission requirements.

Choose a coverage guide for line-specific details or open the submission guide for the first-packet checklist.

Submission preparation
What to submit for non-owned aircraft liability
Open class checklist →
Sweet spot

Stronger starting profile.

This profile is the strongest starting point. Hedge confirms current market fit and route after reviewing the account.

01 Corporations using charter or fractional
02 Film production using non-owned aircraft
03 Construction firms with site-survey use
04 Drone operators (commercial UAS)
05 Business travelers
Submission

What we need for placement review.

Including these items reduces back-and-forth. Additional underwriting information may be required.

  • 01Aircraft use schedule (annual)
  • 02Vendor / operator names and ratings
  • 03Expected annual hours
  • 04Pilot qualifications and ratings
  • 05Prior aviation loss history (5-year)
Related

Related classes.

Often relevant to a submission in this class.

Specialty Active assailant & crisis management Specialty Breweries & distilleries Specialty Ecommerce sellers Specialty Event production & rentals
FAQ

Common questions.

Does Hedge write non-owned aircraft liability?

Non-owned aircraft liability is in Hedge's current published appetite. Non-owned aircraft liability for corporations chartering, fractional, or business-travel use. Limits up to $50M, worldwide coverage. Hedge confirms current market fit and route after reviewing the account.

What does Hedge need to quote non-owned aircraft liability?

Aircraft use schedule (annual); Vendor / operator names and ratings; Expected annual hours; Pilot qualifications and ratings; plus 1 more standard item. These items support placement review, but an underwriter may request more.

What limits and lines does Hedge offer on non-owned aircraft liability?

Non-Owned Aircraft Liability target up to $1M to $50M; Passenger Medical Payments target up to Included; War and TRIA target up to Included. These are published targets, not promised terms. Available limits are confirmed after account and market review.

Does Hedge write aviation?

Aviation is one way brokers describe non-owned aircraft liability. It maps to the same published Non-owned aircraft liability appetite, target lines, and submission guidance listed above. Current fit and route still require account review.

Public appetite is directional and may change. It is not a quote, binder, coverage commitment, or confirmation of access to any named market. Hedge confirms current fit, route, and authority after reviewing the account.

· LAST REVIEWED   2026-08-24    · HEDGE SPECIALTY DBA TAVEN INSURANCE SERVICES LLC   CA LICENSE #6018729   NPN 22154671