Breweries & distilleries insurance · Yes · Hedge E&S
Hedge / Appetite / Breweries & distilleries
● Actively writing / Specialty

Breweries & distilleries.

Craft breweries, distilleries, and wineries. Taprooms welcome, weddings require special event review.

NAICS   312120 · 312130 · 312140
Also known as   brewery, distillery, winery, craft beer, spirits
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Coverage

What we'd quote.

Standard limits on a clean breweries & distilleries submission. Excess towers structured on request.

Commercial Property $10M / loc Commercial Property wholesale → General Liability $1M / $2M General Liability wholesale → Liquor Liability $1M / $2M Liquor Liability wholesale → Product Liability $2M / $4M Product Liability wholesale → Workers' Comp (referral) Statutory Workers' Comp (referral) wholesale →
Sweet spot

Where this fits cleanly.

When the file matches this profile we quote without referral.

01 Craft brewery, < 25,000 BBLs / year
02 Taproom with light food
03 Distribution via wholesaler
Submission

What we'll need to bind.

Pull these together with the file and we quote in hours.

  • 01Production volume (BBLs / cases per year)
  • 02Distribution model (self-distribute, wholesale)
  • 03Taproom + food service?
  • 04Events held on premises?
Related

Adjacent classes.

Often relevant to a submission in this class.

Specialty Ecommerce sellers Specialty Event production & rentals Specialty Full active appointment appetite Specialty Light manufacturers
FAQ

Common questions.

Does Hedge write breweries & distilleries?

Yes. Breweries & distilleries is in appetite. Craft breweries, distilleries, and wineries. Taprooms welcome, weddings require special event review. First response inside 30 minutes during business hours.

What does Hedge need to quote breweries & distilleries?

Production volume (BBLs / cases per year); Distribution model (self-distribute, wholesale); Taproom + food service?; Events held on premises?. Pulling these together with the file gets you to a quote in hours.

What limits and lines does Hedge offer on breweries & distilleries?

Commercial Property to $10M / loc; General Liability to $1M / $2M; Liquor Liability to $1M / $2M; Product Liability to $2M / $4M; Workers' Comp (referral) to Statutory. Excess towers are structured on request.

Does Hedge write brewery?

brewery is one of the ways brokers describe breweries & distilleries, and yes, we handle it under our Breweries & distilleries appetite. Same lines, same limits, same subjectivities as listed above.

· LAST REVIEWED   2026-05-19    · HEDGE SPECIALTY DBA TAVEN INSURANCE SERVICES LLC   CA LICENSE #6018729   NPN 22154671