Apartment buildings & multi-family is in Hedge's current published wholesale appetite for licensed retail insurance brokers. Frame and joisted masonry up to 4 stories. 10-250 units. Updated roofs win. Published target coverage includes Commercial Property with a published target of $50M TIV / loc, General Liability with a published target of $1M / $2M, and EPL (HR-1 form) with a published target of $1M agg. Hedge confirms current fit, the permitted submission route, and available terms after reviewing the account.
These are starting-point lines and limits for a apartment buildings & multi-family submission. Hedge confirms current fit, route, and available terms after account review.
Use the narrowest guide for the question. Coverage pages explain the line for this class; the submission guide organizes the first packet.
This profile is the strongest starting point. Hedge confirms current market fit and route after reviewing the account.
Including these items reduces back-and-forth. Additional underwriting information may be required.
For these states, the verdict, the limits, or the subjectivities shift. Open the state page for the full picture.
Often relevant to a submission in this class.
Apartment buildings & multi-family is in Hedge's current published appetite. Frame and joisted masonry up to 4 stories. 10-250 units. Updated roofs win. Hedge confirms current market fit and route after reviewing the account.
5-year loss runs, all property + GL; Statement of values with construction class; Roof age & last replacement date; Wiring (knob-and-tube? aluminum?); plus 2 more standard items. These items support placement review, but an underwriter may request more.
Commercial Property target up to $50M TIV / loc; General Liability target up to $1M / $2M; EPL (HR-1 form) target up to $1M agg. These are published targets, not promised terms. Available limits are confirmed after account and market review.
Habitational is one way brokers describe apartment buildings & multi-family. It maps to the same published Apartment buildings & multi-family appetite, target lines, and submission guidance listed above. Current fit and route still require account review.
Public appetite is directional and may change. It is not a quote, binder, coverage commitment, or confirmation of access to any named market. Hedge confirms current fit, route, and authority after reviewing the account.
· LAST REVIEWED 2026-08-24 · HEDGE SPECIALTY DBA TAVEN INSURANCE SERVICES LLC CA LICENSE #6018729 NPN 22154671