Apartment buildings & multi-family in Florida is reviewed case by case in Hedge's current published wholesale appetite for licensed retail insurance brokers. Wind deductible 3-5% standard. Miami-Dade/Broward referred. Frame and joisted masonry up to 4 stories. 10-250 units. Updated roofs win. Published target coverage includes Commercial Property with a published target of $50M TIV / loc, General Liability with a published target of $1M / $2M, and EPL (HR-1 form) with a published target of $1M agg. Hedge confirms current fit, the permitted submission route, and available terms after reviewing the account.
These are starting-point lines and limits for a apartment buildings & multi-family submission. Hedge confirms current fit, route, and available terms after account review.
Use the narrowest guide for the question. Coverage pages explain the line for this class; the submission guide organizes the first packet.
This profile is the strongest starting point. Hedge confirms current market fit and route after reviewing the account.
Including these items reduces back-and-forth. Additional underwriting information may be required.
Same class, different state. Each state page covers the verdict, limits, and any state-specific subjectivities.
Often relevant to a submission in this class.
Case by case in Florida. Wind deductible 3-5% standard. Miami-Dade/Broward referred. The base appetite guidance still applies, subject to account and market review.
Wind deductible 3-5% standard. Miami-Dade/Broward referred. This is the state-specific issue to address up front. The base apartment buildings & multi-family guidance otherwise applies. See the Submission section for the current list.
Commercial Property target up to $50M TIV / loc; General Liability target up to $1M / $2M; EPL (HR-1 form) target up to $1M agg. These are published targets, not promised terms. Wind deductible 3-5% standard. Miami-Dade/Broward referred. Available limits are confirmed after account and market review.
Public appetite is directional and may change. It is not a quote, binder, coverage commitment, or confirmation of access to any named market. Hedge confirms current fit, route, and authority after reviewing the account.
· LAST REVIEWED 2026-08-24 · HEDGE SPECIALTY DBA TAVEN INSURANCE SERVICES LLC CA LICENSE #6018729 NPN 22154671