Hedge / Appetite / Roofing contractors / Texas
● Review case by case in Texas / P&C

Roofing contractors in Texas.

Roofing contractors in Texas is reviewed case by case in Hedge's current published wholesale appetite for licensed retail insurance brokers. Hail-belt history individually rated. Residential roofing with subs verified. Commercial under 3 stories with referral. Published target coverage includes General Liability with a published target of $1M / $2M, Commercial Auto with a published target of $1M CSL, and Inland Marine with a published target of $50K. Hedge confirms current fit, the permitted submission route, and available terms after reviewing the account.

NAICS   238160
Also known as   roofer, roof repair, roof replacement, shingle
Submit a risk All states for this class
Coverage

Published target coverage.

These are starting-point lines and limits for a roofing contractors submission. Hedge confirms current fit, route, and available terms after account review.

General Liability $1M / $2M General Liability wholesale → Commercial Auto $1M CSL Commercial Auto wholesale → Inland Marine $50K Inland Marine wholesale →
Class details

Review coverage and submission requirements.

Choose a coverage guide for line-specific details or open the submission guide for the first-packet checklist.

$1M / $2M General Liability for roofing contractors Coverage context, underwriting facts, forms, and preparation guidance. $1M CSL Commercial Auto for roofing contractors Coverage context, underwriting facts, forms, and preparation guidance. $50K Inland Marine for roofing contractors Coverage context, underwriting facts, forms, and preparation guidance.
Submission preparation
What to submit for roofing contractors
Open class checklist →
Sweet spot

Stronger starting profile.

This profile is the strongest starting point. Hedge confirms current market fit and route after reviewing the account.

01 Residential asphalt shingle, ≤ 3 stories
02 All subs with own GL + WC
03 OSHA-compliant fall protection
Submission

What we need for placement review.

Including these items reduces back-and-forth. Additional underwriting information may be required.

  • 01% residential vs. commercial
  • 02% torch-down / hot tar work
  • 03Subcontractor verification (COIs)
  • 04Max height worked
  • 05Fall protection plan
By state

Other states for this class.

Same class, different state. Each state page covers the verdict, limits, and any state-specific subjectivities.

Roofing contractors in Florida
FL · Review case by case
Wind/hail loss history reviewed. Storm-chasers declined.
Roofing contractors in Colorado
CO · Review case by case
Hail loss runs (5-year) required.
Related

Related classes.

Often relevant to a submission in this class.

P&C Apartment buildings & multi-family P&C Auto repair shops P&C Churches & religious institutions P&C Course of construction
FAQ

Common questions.

Does Hedge write roofing contractors in Texas?

Case by case in Texas. Hail-belt history individually rated. The base appetite guidance still applies, subject to account and market review.

What's different about roofing contractors in Texas?

Hail-belt history individually rated. This is the state-specific issue to address up front. The base roofing contractors guidance otherwise applies. See the Submission section for the current list.

What limits will Hedge offer on roofing contractors in Texas?

General Liability target up to $1M / $2M; Commercial Auto target up to $1M CSL; Inland Marine target up to $50K. These are published targets, not promised terms. Hail-belt history individually rated. Available limits are confirmed after account and market review.

Public appetite is directional and may change. It is not a quote, binder, coverage commitment, or confirmation of access to any named market. Hedge confirms current fit, route, and authority after reviewing the account.

· LAST REVIEWED   2026-08-24    · HEDGE SPECIALTY DBA TAVEN INSURANCE SERVICES LLC   CA LICENSE #6018729   NPN 22154671