Hedge / Appetite / Breweries & distilleries
● In current Hedge appetite / Specialty

Breweries & distilleries.

Breweries & distilleries is in Hedge's current published wholesale appetite for licensed retail insurance brokers. Craft breweries, distilleries, and wineries. Taprooms welcome, weddings require special event review. Published target coverage includes Commercial Property with a published target of $10M / loc, General Liability with a published target of $1M / $2M, and Liquor Liability with a published target of $1M / $2M. Hedge confirms current fit, the permitted submission route, and available terms after reviewing the account.

NAICS   312120 · 312130 · 312140
Also known as   brewery, distillery, winery, craft beer, spirits
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Coverage

Published target coverage.

These are starting-point lines and limits for a breweries & distilleries submission. Hedge confirms current fit, route, and available terms after account review.

Commercial Property $10M / loc Commercial Property wholesale → General Liability $1M / $2M General Liability wholesale → Liquor Liability $1M / $2M Liquor Liability wholesale → Product Liability $2M / $4M Product Liability wholesale → Workers' Comp (referral) Statutory Workers' Comp (referral) wholesale →
Class details

Review coverage and submission requirements.

Choose a coverage guide for line-specific details or open the submission guide for the first-packet checklist.

$10M / loc Commercial Property for breweries & distilleries Coverage context, underwriting facts, forms, and preparation guidance. $1M / $2M General Liability for breweries & distilleries Coverage context, underwriting facts, forms, and preparation guidance. $1M / $2M Liquor Liability for breweries & distilleries Coverage context, underwriting facts, forms, and preparation guidance. $2M / $4M Products Liability for breweries & distilleries Coverage context, underwriting facts, forms, and preparation guidance. Statutory Workers Compensation for breweries & distilleries Coverage context, underwriting facts, forms, and preparation guidance.
Submission preparation
What to submit for breweries & distilleries
Open class checklist →
Sweet spot

Stronger starting profile.

This profile is the strongest starting point. Hedge confirms current market fit and route after reviewing the account.

01 Craft brewery, < 25,000 BBLs / year
02 Taproom with light food
03 Distribution via wholesaler
Submission

What we need for placement review.

Including these items reduces back-and-forth. Additional underwriting information may be required.

  • 01Production volume (BBLs / cases per year)
  • 02Distribution model (self-distribute, wholesale)
  • 03Taproom + food service?
  • 04Events held on premises?
Related

Related classes.

Often relevant to a submission in this class.

Specialty Active assailant & crisis management Specialty Ecommerce sellers Specialty Event production & rentals Specialty Full active appointment appetite
FAQ

Common questions.

Does Hedge write breweries & distilleries?

Breweries & distilleries is in Hedge's current published appetite. Craft breweries, distilleries, and wineries. Taprooms welcome, weddings require special event review. Hedge confirms current market fit and route after reviewing the account.

What does Hedge need to quote breweries & distilleries?

Production volume (BBLs / cases per year); Distribution model (self-distribute, wholesale); Taproom + food service?; Events held on premises?. These items support placement review, but an underwriter may request more.

What limits and lines does Hedge offer on breweries & distilleries?

Commercial Property target up to $10M / loc; General Liability target up to $1M / $2M; Liquor Liability target up to $1M / $2M; Product Liability target up to $2M / $4M; Workers' Comp (referral) target up to Statutory. These are published targets, not promised terms. Available limits are confirmed after account and market review.

Does Hedge write brewery?

Brewery is one way brokers describe breweries & distilleries. It maps to the same published Breweries & distilleries appetite, target lines, and submission guidance listed above. Current fit and route still require account review.

Public appetite is directional and may change. It is not a quote, binder, coverage commitment, or confirmation of access to any named market. Hedge confirms current fit, route, and authority after reviewing the account.

· LAST REVIEWED   2026-08-24    · HEDGE SPECIALTY DBA TAVEN INSURANCE SERVICES LLC   CA LICENSE #6018729   NPN 22154671