Hedge / Appetite / Light manufacturers
In current Hedge appetite / Specialty

Light manufacturers.

Light manufacturers is in Hedge's current published wholesale appetite for licensed retail insurance brokers. Light manufacturing. consumer goods, food, apparel, light industrial. Heavy machinery referred. Published target coverage includes Product Liability with a published target of $2M / $4M, General Liability with a published target of $1M / $2M, and Commercial Property with a published target of $10M / loc. Hedge confirms current fit, the permitted submission route, and available terms after reviewing the account.

NAICS   311000 · 315000 · 316000 · 326000 · 332000 · 335000
Also known as   manufacturing, fabrication, assembly
Coverage

Published target coverage.

These are starting-point lines and limits for a light manufacturers submission. Hedge confirms current fit, route, and available terms after account review.

Product Liability $2M / $4M Product Liability wholesale → General Liability $1M / $2M General Liability wholesale → Commercial Property $10M / loc Commercial Property wholesale → Inland Marine Per shipping Inland Marine wholesale →
Knowledge graph

Go deeper by coverage and packet.

Use the narrowest guide for the question. Coverage pages explain the line for this class; the submission guide organizes the first packet.

$2M / $4M Products Liability for light manufacturers Coverage context, underwriting facts, forms, and preparation guidance. $1M / $2M General Liability for light manufacturers Coverage context, underwriting facts, forms, and preparation guidance. $10M / loc Commercial Property for light manufacturers Coverage context, underwriting facts, forms, and preparation guidance. Per shipping Inland Marine for light manufacturers Coverage context, underwriting facts, forms, and preparation guidance.
Submission preparation
What to submit for light manufacturers
Open class checklist →
Sweet spot

Where this fits cleanly.

This profile is the strongest starting point. Hedge confirms current market fit and route after reviewing the account.

01 Consumer non-food products
02 Domestic sales, US-only
03 ISO certified quality process
Submission

What we need for placement review.

Including these items reduces back-and-forth. Additional underwriting information may be required.

  • 01Product description + materials
  • 02End market (consumer / B2B)
  • 03Quality control process
  • 04Recall history + reserves
  • 05Sales by state + international
Related

Adjacent classes.

Often relevant to a submission in this class.

Specialty Active assailant & crisis management Specialty Breweries & distilleries Specialty Ecommerce sellers Specialty Event production & rentals
FAQ

Common questions.

Does Hedge write light manufacturers?

Light manufacturers is in Hedge's current published appetite. Light manufacturing. consumer goods, food, apparel, light industrial. Heavy machinery referred. Hedge confirms current market fit and route after reviewing the account.

What does Hedge need to quote light manufacturers?

Product description + materials; End market (consumer / B2B); Quality control process; Recall history + reserves; plus 1 more standard item. These items support placement review, but an underwriter may request more.

What limits and lines does Hedge offer on light manufacturers?

Product Liability target up to $2M / $4M; General Liability target up to $1M / $2M; Commercial Property target up to $10M / loc; Inland Marine target up to Per shipping. These are published targets, not promised terms. Available limits are confirmed after account and market review.

Does Hedge write manufacturer?

Manufacturer is one way brokers describe light manufacturers. It maps to the same published Light manufacturers appetite, target lines, and submission guidance listed above. Current fit and route still require account review.

Public appetite is directional and may change. It is not a quote, binder, coverage commitment, or confirmation of access to any named market. Hedge confirms current fit, route, and authority after reviewing the account.

· LAST REVIEWED   2026-08-24    · HEDGE SPECIALTY DBA TAVEN INSURANCE SERVICES LLC   CA LICENSE #6018729   NPN 22154671