Class and coverage guide

Inland Marine for Light manufacturers.

Direct answer. Inland Marine is included in Hedge's published target coverage for Light manufacturers under the line Inland Marine, with a published target of Per shipping. The current public class status is in current public appetite. Hedge must confirm current fit, route, and available terms after reviewing the real account.

Public class statusIn current public appetite
Published targetPer shipping
Reviewed2026-08-24
Coverage context

What this coverage question means.

Inland marine insurance commonly covers specified movable property, property in transit, equipment, installation interests, or other property that does not fit a fixed-location property form. Wholesale review may be useful for unusual equipment, catastrophe exposure, theft controls, transit, valuation, or project-specific requirements.

Class context. Light manufacturing. consumer goods, food, apparel, light industrial. Heavy machinery referred.

Terms depend on the policy and account

This page does not interpret a policy or promise coverage. Actual coverage depends on the issued forms, endorsements, exclusions, conditions, limits, and facts accepted by the insurer.

Underwriting facts

What changes the answer.

  • Product description + materials
  • End market (consumer / B2B)
  • Quality control process
  • Recall history + reserves
  • Sales by state + international

Conditions that need closer review

  • Food products (FDA regulated)
  • Children's products (CPSIA)
  • Imported components from high-risk countries
  • Firearms manufacturing
  • Medical implants
  • Vape / e-cigarette manufacturing
Stronger starting profile

Controls and facts to surface.

  • Consumer non-food products
  • Domestic sales, US-only
  • ISO certified quality process
Hedge forms

Useful class-specific preparation resources.

These Hedge-owned forms may help organize the account. A form listing does not make the form mandatory for every submission and does not prove appetite or market access.

Products and manufacturing

Hedge Manufacturing Supplemental

A fillable Hedge supplemental for manufacturing operations and related product exposures.

View form and fillable PDF →
Products and manufacturing

Hedge Products Liability Supplemental

A fillable Hedge supplemental for product manufacturers, importers, distributors, and sellers.

View form and fillable PDF →
Any risk

Hedge Loss and Claims Supplement

A fillable Hedge supplement for organizing prior losses, claims, and open-claim detail for wholesale review.

View form and fillable PDF →
Standard form references

Common commercial form sections to understand.

Use the edition accepted by the intended market. Hedge explains these form purposes but does not republish ACORD files in its public form library.

ACORD 152

Commercial Inland Marine Section

The commercial inland marine section used to organize movable property, equipment, property in transit, installation interests, or another inland marine exposure identified in the submission.

Read form guide →
State detail

Published class-specific state notes.

No class-specific state override is published for this class. State availability and account facts still require current review.

Next step

Build the account before choosing a route.

Open the class submission guide for the first-packet checklist, then have Hedge review the actual account. Do not infer a carrier, route, or authorization from this public page.