Auto and garage
Hedge Commercial Auto and Trucking Supplemental
A fillable Hedge supplemental for commercial auto and trucking operations.
View form and fillable PDF →Class and coverage guide
Inland Marine for Delivery & courier.
Direct answer. Inland Marine is included in Hedge's published target coverage for Delivery & courier under the line Cargo, with a published target of $25K. The current public class status is review case by case. Hedge must confirm current fit, route, and available terms after reviewing the real account.
Coverage context
What this coverage question means.
Inland marine insurance commonly covers specified movable property, property in transit, equipment, installation interests, or other property that does not fit a fixed-location property form. Wholesale review may be useful for unusual equipment, catastrophe exposure, theft controls, transit, valuation, or project-specific requirements.
Class context. Last-mile delivery, cargo vans, sprinter fleets. DSP-type operations referred case by case.
Terms depend on the policy and account
This page does not interpret a policy or promise coverage. Actual coverage depends on the issued forms, endorsements, exclusions, conditions, limits, and facts accepted by the insurer.
Underwriting facts
What changes the answer.
- Fleet size + vehicle types
- Contracts with Amazon/FedEx etc.
- Driver MVRs + 1099 vs. W-2
- Service area + hours
Conditions that need closer review
- Amazon DSP (referral)
- 1099 gig drivers (Uber/Doordash). separate program
- Long-haul courier with team drivers
- Refrigerated long-haul without temp-controlled forms
- Cash-in-transit / armored services
Stronger starting profile
Controls and facts to surface.
- W-2 drivers with local routes
- Contracted base, < 25 vans
- Daytime operations
Hedge forms
Useful class-specific preparation resources.
These Hedge-owned forms may help organize the account. A form listing does not make the form mandatory for every submission and does not prove appetite or market access.
Any risk
Hedge Loss and Claims Supplement
A fillable Hedge supplement for organizing prior losses, claims, and open-claim detail for wholesale review.
View form and fillable PDF →Standard form references
Common commercial form sections to understand.
Use the edition accepted by the intended market. Hedge explains these form purposes but does not republish ACORD files in its public form library.
ACORD 152
Commercial Inland Marine Section
The commercial inland marine section used to organize movable property, equipment, property in transit, installation interests, or another inland marine exposure identified in the submission.
Read form guide →State detail
Published class-specific state notes.
No class-specific state override is published for this class. State availability and account facts still require current review.
Next step
Build the account before choosing a route.
Open the class submission guide for the first-packet checklist, then have Hedge review the actual account. Do not infer a carrier, route, or authorization from this public page.