Delivery & courier.

Delivery & courier is reviewed case by case in Hedge's current published wholesale appetite for licensed retail insurance brokers. Last-mile delivery, cargo vans, sprinter fleets. DSP-type operations referred case by case. Published target coverage includes Commercial Auto with a published target of $1M CSL, Hired & Non-Owned Auto with a published target of $1M, and Cargo with a published target of $25K. Hedge confirms current fit, the permitted submission route, and available terms after reviewing the account.

NAICS 492110 · 492210

Also known as last mile, sprinter van, cargo van, Amazon DSP

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Coverage

Published target coverage.

These are starting-point lines and limits for a delivery & courier submission. Hedge confirms current fit, route, and available terms after account review.

Commercial Auto $1M CSL Commercial Auto wholesale → Hired & Non-Owned Auto $1M Hired & Non-Owned Auto wholesale → Cargo $25K Cargo wholesale → General Liability $1M / $2M General Liability wholesale →

Knowledge graph

Go deeper by coverage and packet.

Use the narrowest guide for the question. Coverage pages explain the line for this class; the submission guide organizes the first packet.

$1M CSL Commercial Auto for delivery & courier Coverage context, underwriting facts, forms, and preparation guidance. $25K Inland Marine for delivery & courier Coverage context, underwriting facts, forms, and preparation guidance. $1M / $2M General Liability for delivery & courier Coverage context, underwriting facts, forms, and preparation guidance.

Submission preparation

What to submit for delivery & courier

Open class checklist →

Sweet spot

Where this fits cleanly.

This profile is the strongest starting point. Hedge confirms current market fit and route after reviewing the account.

01 W-2 drivers with local routes

02 Contracted base, < 25 vans

03 Daytime operations

Submission

What we need for placement review.

Including these items reduces back-and-forth. Additional underwriting information may be required.

01Fleet size + vehicle types
02Contracts with Amazon/FedEx etc.
03Driver MVRs + 1099 vs. W-2
04Service area + hours

Adjacent classes.

Often relevant to a submission in this class.

P&C Apartment buildings & multi-family P&C Auto repair shops P&C Churches & religious institutions P&C Course of construction

FAQ

Common questions.

Does Hedge write delivery & courier?

Case by case. Delivery & courier may fit, but the specific file needs the extra detail in the Submission section before Hedge can confirm a route. Last-mile delivery, cargo vans, sprinter fleets. DSP-type operations referred case by case.

What does Hedge need to quote delivery & courier?

Fleet size + vehicle types; Contracts with Amazon/FedEx etc.; Driver MVRs + 1099 vs. W-2; Service area + hours. These items support placement review, but an underwriter may request more.

Why is delivery & courier edge for Hedge instead of a clean yes?

Delivery & courier can fit, but specific files vary. The Sweet spot section lists the strongest starting profile. Send the file with the Submission items so Hedge can confirm current fit, route, and any additional underwriting requirements.

Does Hedge write last mile?

Last mile is one way brokers describe delivery & courier, and the same case-by-case guidance applies. The Sweet spot section covers the strongest starting profile. Send the file with the Submission items for placement review.

Public appetite is directional and may change. It is not a quote, binder, coverage commitment, or confirmation of access to any named market. Hedge confirms current fit, route, and authority after reviewing the account.

· LAST REVIEWED 2026-08-24 · HEDGE SPECIALTY DBA TAVEN INSURANCE SERVICES LLC CA LICENSE #6018729 NPN 22154671