Products and manufacturing
Hedge Manufacturing Supplemental
A fillable Hedge supplemental for manufacturing operations and related product exposures.
View form and fillable PDF →Class and coverage guide
Products Liability for Light manufacturers.
Products Liability is included in Hedge's published target coverage for Light manufacturers under the line Product Liability, with a published target of $2M / $4M. The current public class status is in current public appetite. Hedge must confirm current fit, route, and available terms after reviewing the real account.
Coverage details
How this coverage applies to the class.
Products liability commonly addresses claims alleging bodily injury or property damage caused by a product, subject to policy terms and exclusions. Product type, end use, distribution, warnings, quality controls, contractual allocation, recall exposure, foreign sales, and loss history can materially change the placement.
Class context. Light manufacturing. consumer goods, food, apparel, light industrial. Heavy machinery referred.
Terms depend on the policy and account
Coverage depends on the issued forms, endorsements, exclusions, conditions, limits, and facts accepted by the insurer.
Underwriting facts
Facts that affect eligibility and terms.
- Product description + materials
- End market (consumer / B2B)
- Quality control process
- Recall history + reserves
- Sales by state + international
Conditions that need closer review
- Food products (FDA regulated)
- Children's products (CPSIA)
- Imported components from high-risk countries
- Firearms manufacturing
- Medical implants
- Vape / e-cigarette manufacturing
Stronger starting profile
Controls and supporting information.
- Consumer non-food products
- Domestic sales, US-only
- ISO certified quality process
Hedge forms
Useful class-specific preparation resources.
These Hedge-owned forms may help organize the account. A form listing does not make the form mandatory for every submission and does not prove appetite or market access.
Products and manufacturing
Hedge Products Liability Supplemental
A fillable Hedge supplemental for product manufacturers, importers, distributors, and sellers.
View form and fillable PDF →Any risk
Hedge Loss and Claims Supplement
A fillable Hedge supplement for organizing prior losses, claims, and open-claim detail for wholesale review.
View form and fillable PDF →Standard form references
Common commercial form sections to understand.
Use the edition accepted by the intended market. Hedge explains these form purposes but does not republish ACORD files in its public form library.
ACORD 125
Commercial Insurance Application Applicant Information Section
The applicant-information foundation for a commercial insurance submission. It organizes the named insured, business operations, locations, prior coverage, requested lines, and other account-level facts that line-specific sections build on.
Read form guide →ACORD 126
Commercial General Liability Section
The commercial general liability section used to organize premises, classifications, exposures, limits, products and completed operations, and other liability-specific information for an account.
Read form guide →State detail
Published class-specific state notes.
No class-specific state override is published for this class. State availability and account facts still require current review.
Next step
Prepare the account for Hedge review.
Open the class submission guide for the first-packet checklist, then have Hedge review the actual account. Do not infer a carrier, route, or authorization from this public page.