Preparation guide and PDF access

ACORD 126: Commercial General Liability Section.

The commercial general liability section used to organize premises, classifications, exposures, limits, products and completed operations, and other liability-specific information for an account.

The fillable PDF is available through ACORD's licensed portal. This page is a preparation guide, not a hosted download.

Form numberACORD 126
Edition shown in index2025/03
Source reviewed2026-08-24
Electronic fillable PDF access

Get the ACORD 126 PDF.

Already have an eligible ACORD account? Open the Forms Portal and search for form 126. Check the edition your intended market accepts before completing it. An ACORD account and eligible Forms program are required.

Need help identifying the form or access path? Request access help from Hedge. This is a request for assistance, not an instant download or an insurance submission.

Do not include insured information or upload risk files in a form request.
ACORD 126 details

How the form is used.

What is ACORD 126 used for?
The commercial general liability section used to organize premises, classifications, exposures, limits, products and completed operations, and other liability-specific information for an account.
Is ACORD 126 editable?
Yes. Request access help from Hedge or choose the electronic fillable PDF in ACORD's licensed Forms Portal.
Which edition is shown?
2025/03 was observed in ACORD's index on 2026-08-24. The intended market decides what it accepts.
Does Hedge host the PDF?
No. Hedge explains the form and links to ACORD's licensed source.
Before completing ACORD 126

Explain how the business creates liability exposure.

Preparation guidance from Hedge. Follow the instructions in the accepted form edition and the intended market's requirements.

  1. Separate each operation and its exposure basis rather than choosing one broad description for the whole business.
  2. Reconcile receipts, payroll or other requested exposure measures with the operations narrative and reporting period.
  3. Explain subcontracted work, products, completed operations and contract requests in attachments where needed.
Illustrative preparation example

What a clearer packet looks like.

A contractor earns revenue from both installation and repair work. Split the activities and explain employee versus subcontractor work so the underwriting review is based on the actual mix, not simply the word contractor.

Hypothetical example, not a placement result or a coverage determination.

ACORD 126 vs. 131

ACORD 126 supports primary general liability review. ACORD 131 organizes an umbrella or excess request and its underlying insurance. Completing one does not establish the terms of the other.

Read the ACORD 131 guide
Information organized

Facts to prepare.

  • GL classifications and exposure bases
  • Premises and operations detail
  • Products and completed operations
  • Requested limits and deductibles
  • Additional insured and contract requirements
Quality control

Review before using the form.

  • Reconcile class descriptions with the actual operations narrative
  • Explain subcontracted work and unusual hazards
  • Include a class-specific supplemental when the operations need more detail
Edition, rights, and market boundary

The edition shown is the edition observed in the official index on the review date. Confirm the acceptable edition, jurisdiction, and related forms with the intended market. Hedge links to ACORD's licensed download source and does not host or redistribute the ACORD file.

Related Hedge forms

Hedge-owned supplements that may add class detail.

These fillable Hedge resources can support preparation but do not replace a required ACORD or market-specific application.

Construction

Hedge Roofing Contractors Supplemental

A fillable Hedge supplemental for commercial and residential roofing contractors.

View form and fillable PDF →
Any risk

Hedge Loss and Claims Supplement

A fillable Hedge supplement for organizing prior losses, claims, and open-claim detail for wholesale review.

View form and fillable PDF →
Common questions

Use ACORD 126 correctly.

Where can I get help accessing the editable ACORD 126 PDF?

Request ACORD 126 from Hedge for help identifying the current edition and an authorized access path, or use ACORD's official Forms Portal. Hedge does not host or redistribute the ACORD PDF.

What information does ACORD 126 collect?

GL classifications and exposure bases; Premises and operations detail; Products and completed operations; Requested limits and deductibles; Additional insured and contract requirements.

Is edition 2025/03 accepted by every market?

No. That is the edition observed in ACORD's index on the source-review date. Confirm the edition, jurisdiction, related forms, and any market-specific application before releasing the packet.

Sources

Verify against the publisher.

Official source

ACORD Forms Index

Use the official source to confirm form availability, edition, jurisdiction, licensing, and related-form information.

Open official source →
Official source

ACORD Forms Portal

Use the official source to confirm form availability, edition, jurisdiction, licensing, and related-form information.

Open official source →
Official source

ACORD Forms Program

Use the official source to confirm form availability, edition, jurisdiction, licensing, and related-form information.

Open official source →
Official source

ACORD eForms

Use the official source to confirm form availability, edition, jurisdiction, licensing, and related-form information.

Open official source →
Next step

Assemble the account-specific packet.

Use the class submission guide to identify the underwriting facts and Hedge forms that may apply, then have Hedge confirm the intended market and route.