Commercial insurance form reference

ACORD 185: Restaurant and Tavern Supplement.

Direct answer. A restaurant and tavern supplement used to organize food, alcohol, entertainment, hours, cooking, delivery, security, and other hospitality exposures.

Form numberACORD 185
Edition shown in index2011/09
Source reviewed2026-08-24
Information organized

Facts to prepare.

  • Food and alcohol sales
  • Hours and closing time
  • Entertainment and dancing
  • Cooking and fire protection
  • Security, delivery, and prior incidents
Quality control

Review before using the form.

  • Separate liquor sales from total receipts
  • Describe late-night and entertainment operations
  • Include liquor liability detail when alcohol exposure is material
Edition and market boundary

The edition shown is the edition observed in the official index on the review date. Confirm the acceptable edition, jurisdiction, and related forms with the intended market. Hedge does not provide this ACORD file for download.

Related Hedge forms

Hedge-owned supplements that may add class detail.

These fillable Hedge resources can support preparation but do not replace a required ACORD or market-specific application.

Hospitality and events

Hedge Restaurant, Bar and Tavern Supplemental

A fillable Hedge supplemental for restaurants, bars, taverns, and related hospitality risks.

View form and fillable PDF →
Sources

Verify against the publisher.

Official source

ACORD Forms Index

Use the official source to confirm form availability, edition, jurisdiction, licensing, and related-form information.

Open official source →
Official source

ACORD Forms Portal

Use the official source to confirm form availability, edition, jurisdiction, licensing, and related-form information.

Open official source →
Official source

ACORD Forms Search Tools

Use the official source to confirm form availability, edition, jurisdiction, licensing, and related-form information.

Open official source →
Next step

Assemble the account-specific packet.

Use the class submission guide to identify the underwriting facts and Hedge forms that may apply, then have Hedge confirm the intended market and route.