Hedge / Appetite / Architects & engineers
Review case by case / Professional

Architects & engineers.

Architects & engineers is reviewed case by case in Hedge's current published wholesale appetite for licensed retail insurance brokers. Design professionals, including residential architects and small AE firms. Structural reviewed individually. Published target coverage includes Architects & Engineers E&O with a published target of $5M / $5M, and General Liability with a published target of $1M / $2M. Hedge confirms current fit, the permitted submission route, and available terms after reviewing the account.

NAICS   541310 · 541330
Also known as   AE, design firm, structural engineer, civil engineer
Coverage

Published target coverage.

These are starting-point lines and limits for a architects & engineers submission. Hedge confirms current fit, route, and available terms after account review.

Architects & Engineers E&O $5M / $5M Architects & Engineers E&O wholesale → General Liability $1M / $2M General Liability wholesale →
Knowledge graph

Go deeper by coverage and packet.

Use the narrowest guide for the question. Coverage pages explain the line for this class; the submission guide organizes the first packet.

$5M / $5M Miscellaneous E&O for architects & engineers Coverage context, underwriting facts, forms, and preparation guidance. $1M / $2M General Liability for architects & engineers Coverage context, underwriting facts, forms, and preparation guidance.
Submission preparation
What to submit for architects & engineers
Open class checklist →
Sweet spot

Where this fits cleanly.

This profile is the strongest starting point. Hedge confirms current market fit and route after reviewing the account.

01 Residential + small commercial architects
02 Civil engineering (sitework, surveying)
03 Firms 5-25 employees
Submission

What we need for placement review.

Including these items reduces back-and-forth. Additional underwriting information may be required.

  • 01Discipline (architecture, civil, structural, MEP)
  • 02Largest project last 5 years
  • 03Annual revenue
  • 04Loss history (claims-made for E&O)
State nuance

Where the answer changes by state.

For these states, the verdict, the limits, or the subjectivities shift. Open the state page for the full picture.

Architects & engineers in California
CA · Review case by case
Title-24 exposure individually rated for engineers.
Related

Adjacent classes.

Often relevant to a submission in this class.

Professional Accountants & CPAs Professional Allied health. PT, OT, chiropractic Professional Consultants & advisors Professional Cyber for any commercial
FAQ

Common questions.

Does Hedge write architects & engineers?

Case by case. Architects & engineers may fit, but the specific file needs the extra detail in the Submission section before Hedge can confirm a route. Design professionals, including residential architects and small AE firms. Structural reviewed individually.

What does Hedge need to quote architects & engineers?

Discipline (architecture, civil, structural, MEP); Largest project last 5 years; Annual revenue; Loss history (claims-made for E&O). These items support placement review, but an underwriter may request more.

Why is architects & engineers edge for Hedge instead of a clean yes?

Architects & engineers can fit, but specific files vary. The Sweet spot section lists the strongest starting profile. Send the file with the Submission items so Hedge can confirm current fit, route, and any additional underwriting requirements.

Does Hedge write architect?

Architect is one way brokers describe architects & engineers, and the same case-by-case guidance applies. The Sweet spot section covers the strongest starting profile. Send the file with the Submission items for placement review.

Public appetite is directional and may change. It is not a quote, binder, coverage commitment, or confirmation of access to any named market. Hedge confirms current fit, route, and authority after reviewing the account.

· LAST REVIEWED   2026-08-24    · HEDGE SPECIALTY DBA TAVEN INSURANCE SERVICES LLC   CA LICENSE #6018729   NPN 22154671