Review case by case in California / Professional

Architects & engineers in California.

Architects & engineers in California is reviewed case by case in Hedge's current published wholesale appetite for licensed retail insurance brokers. Title-24 exposure individually rated for engineers. Design professionals, including residential architects and small AE firms. Structural reviewed individually. Published target coverage includes Architects & Engineers E&O with a published target of $5M / $5M, and General Liability with a published target of $1M / $2M. Hedge confirms current fit, the permitted submission route, and available terms after reviewing the account.

NAICS   541310 · 541330
Also known as   AE, design firm, structural engineer, civil engineer
Coverage

Published target coverage.

These are starting-point lines and limits for a architects & engineers submission. Hedge confirms current fit, route, and available terms after account review.

Architects & Engineers E&O $5M / $5M Architects & Engineers E&O wholesale → General Liability $1M / $2M General Liability wholesale →
Knowledge graph

Go deeper by coverage and packet.

Use the narrowest guide for the question. Coverage pages explain the line for this class; the submission guide organizes the first packet.

$5M / $5M Miscellaneous E&O for architects & engineers Coverage context, underwriting facts, forms, and preparation guidance. $1M / $2M General Liability for architects & engineers Coverage context, underwriting facts, forms, and preparation guidance.
Submission preparation
What to submit for architects & engineers
Open class checklist →
Sweet spot

Where this fits cleanly.

This profile is the strongest starting point. Hedge confirms current market fit and route after reviewing the account.

01 Residential + small commercial architects
02 Civil engineering (sitework, surveying)
03 Firms 5-25 employees
Submission

What we need for placement review.

Including these items reduces back-and-forth. Additional underwriting information may be required.

  • 01Discipline (architecture, civil, structural, MEP)
  • 02Largest project last 5 years
  • 03Annual revenue
  • 04Loss history (claims-made for E&O)
Related

Adjacent classes.

Often relevant to a submission in this class.

Professional Accountants & CPAs Professional Allied health. PT, OT, chiropractic Professional Consultants & advisors Professional Cyber for any commercial
FAQ

Common questions.

Does Hedge write architects & engineers in California?

Case by case in California. Title-24 exposure individually rated for engineers. The base appetite guidance still applies, subject to account and market review.

What's different about architects & engineers in California?

Title-24 exposure individually rated for engineers. This is the state-specific issue to address up front. The base architects & engineers guidance otherwise applies. See the Submission section for the current list.

What limits will Hedge offer on architects & engineers in California?

Architects & Engineers E&O target up to $5M / $5M; General Liability target up to $1M / $2M. These are published targets, not promised terms. Title-24 exposure individually rated for engineers. Available limits are confirmed after account and market review.

Public appetite is directional and may change. It is not a quote, binder, coverage commitment, or confirmation of access to any named market. Hedge confirms current fit, route, and authority after reviewing the account.

· LAST REVIEWED   2026-08-24    · HEDGE SPECIALTY DBA TAVEN INSURANCE SERVICES LLC   CA LICENSE #6018729   NPN 22154671