Warehouses & distribution.
Warehouses & distribution is in Hedge's current published wholesale appetite for licensed retail insurance brokers. Dry warehouses, light distribution, 3PLs. Stock burdens reviewed individually. Published target coverage includes Commercial Property with a published target of $50M TIV / loc, General Liability with a published target of $1M / $2M, and Inland Marine (BPP) with a published target of $5M (if shipping). Hedge confirms current fit, the permitted submission route, and available terms after reviewing the account.
Published target coverage.
These are starting-point lines and limits for a warehouses & distribution submission. Hedge confirms current fit, route, and available terms after account review.
Review coverage and submission requirements.
Choose a coverage guide for line-specific details or open the submission guide for the first-packet checklist.
Stronger starting profile.
This profile is the strongest starting point. Hedge confirms current market fit and route after reviewing the account.
What we need for placement review.
Including these items reduces back-and-forth. Additional underwriting information may be required.
- 01Commodity class (food, electronics, etc.)
- 02Rack height + sprinkler rating
- 03Forklift count + drivers
- 04Hours of operation
- 05% own stock vs. customer goods
State-specific differences.
For these states, the verdict, the limits, or the subjectivities shift. Open the state page for the full picture.
Related classes.
Often relevant to a submission in this class.
Common questions.
Does Hedge write warehouses & distribution?
Warehouses & distribution is in Hedge's current published appetite. Dry warehouses, light distribution, 3PLs. Stock burdens reviewed individually. Hedge confirms current market fit and route after reviewing the account.
What does Hedge need to quote warehouses & distribution?
Commodity class (food, electronics, etc.); Rack height + sprinkler rating; Forklift count + drivers; Hours of operation; plus 1 more standard item. These items support placement review, but an underwriter may request more.
What limits and lines does Hedge offer on warehouses & distribution?
Commercial Property target up to $50M TIV / loc; General Liability target up to $1M / $2M; Inland Marine (BPP) target up to $5M (if shipping); Product Liability target up to Per goods stored. These are published targets, not promised terms. Available limits are confirmed after account and market review.
Does Hedge write warehouse?
Warehouse is one way brokers describe warehouses & distribution. It maps to the same published Warehouses & distribution appetite, target lines, and submission guidance listed above. Current fit and route still require account review.
Public appetite is directional and may change. It is not a quote, binder, coverage commitment, or confirmation of access to any named market. Hedge confirms current fit, route, and authority after reviewing the account.
· LAST REVIEWED 2026-08-24 · HEDGE SPECIALTY DBA TAVEN INSURANCE SERVICES LLC CA LICENSE #6018729 NPN 22154671