Warehouses & distribution in California is reviewed case by case in Hedge's current published wholesale appetite for licensed retail insurance brokers. AB 2143 (warehouse worker quota) compliance required for 100+ employees. Dry warehouses, light distribution, 3PLs. Stock burdens reviewed individually. Published target coverage includes Commercial Property with a published target of $50M TIV / loc, General Liability with a published target of $1M / $2M, and Inland Marine (BPP) with a published target of $5M (if shipping). Hedge confirms current fit, the permitted submission route, and available terms after reviewing the account.
These are starting-point lines and limits for a warehouses & distribution submission. Hedge confirms current fit, route, and available terms after account review.
Use the narrowest guide for the question. Coverage pages explain the line for this class; the submission guide organizes the first packet.
This profile is the strongest starting point. Hedge confirms current market fit and route after reviewing the account.
Including these items reduces back-and-forth. Additional underwriting information may be required.
Often relevant to a submission in this class.
Case by case in California. AB 2143 (warehouse worker quota) compliance required for 100+ employees. The base appetite guidance still applies, subject to account and market review.
AB 2143 (warehouse worker quota) compliance required for 100+ employees. This is the state-specific issue to address up front. The base warehouses & distribution guidance otherwise applies. See the Submission section for the current list.
Commercial Property target up to $50M TIV / loc; General Liability target up to $1M / $2M; Inland Marine (BPP) target up to $5M (if shipping); Product Liability target up to Per goods stored. These are published targets, not promised terms. AB 2143 (warehouse worker quota) compliance required for 100+ employees. Available limits are confirmed after account and market review.
Public appetite is directional and may change. It is not a quote, binder, coverage commitment, or confirmation of access to any named market. Hedge confirms current fit, route, and authority after reviewing the account.
· LAST REVIEWED 2026-08-24 · HEDGE SPECIALTY DBA TAVEN INSURANCE SERVICES LLC CA LICENSE #6018729 NPN 22154671