Hedge / Appetite / Private K-12 schools
In current Hedge appetite / P&C

Private K-12 schools.

Private K-12 schools is in Hedge's current published wholesale appetite for licensed retail insurance brokers. Private K-12, including religious and Montessori. Boarding schools referred separately. Published target coverage includes General Liability with a published target of $1M / $2M, Abuse & Molestation with a published target of $1M sub-limit, and Educators Legal Liability with a published target of $2M. Hedge confirms current fit, the permitted submission route, and available terms after reviewing the account.

NAICS   611110
Also known as   private school, academy, religious school
Coverage

Published target coverage.

These are starting-point lines and limits for a private k-12 schools submission. Hedge confirms current fit, route, and available terms after account review.

General Liability $1M / $2M General Liability wholesale → Abuse & Molestation $1M sub-limit Abuse & Molestation wholesale → Educators Legal Liability $2M Educators Legal Liability wholesale → Commercial Property $10M / loc Commercial Property wholesale → EPL $2M EPL wholesale →
Knowledge graph

Go deeper by coverage and packet.

Use the narrowest guide for the question. Coverage pages explain the line for this class; the submission guide organizes the first packet.

$1M / $2M General Liability for private k-12 schools Coverage context, underwriting facts, forms, and preparation guidance. $2M Miscellaneous E&O for private k-12 schools Coverage context, underwriting facts, forms, and preparation guidance. $10M / loc Commercial Property for private k-12 schools Coverage context, underwriting facts, forms, and preparation guidance. $2M Employment Practices for private k-12 schools Coverage context, underwriting facts, forms, and preparation guidance.
Submission preparation
What to submit for private k-12 schools
Open class checklist →
Sweet spot

Where this fits cleanly.

This profile is the strongest starting point. Hedge confirms current market fit and route after reviewing the account.

01 Day schools, < 1,000 students
02 Standard curriculum + extracurricular
03 Background-checked staff
Submission

What we need for placement review.

Including these items reduces back-and-forth. Additional underwriting information may be required.

  • 01Enrollment + grade levels
  • 02Background check process
  • 03Athletic programs (contact sports)
  • 04Transportation (buses)?
Related

Adjacent classes.

Often relevant to a submission in this class.

P&C Apartment buildings & multi-family P&C Auto repair shops P&C Churches & religious institutions P&C Course of construction
FAQ

Common questions.

Does Hedge write private k-12 schools?

Private K-12 schools is in Hedge's current published appetite. Private K-12, including religious and Montessori. Boarding schools referred separately. Hedge confirms current market fit and route after reviewing the account.

What does Hedge need to quote private k-12 schools?

Enrollment + grade levels; Background check process; Athletic programs (contact sports); Transportation (buses)?. These items support placement review, but an underwriter may request more.

What limits and lines does Hedge offer on private k-12 schools?

General Liability target up to $1M / $2M; Abuse & Molestation target up to $1M sub-limit; Educators Legal Liability target up to $2M; Commercial Property target up to $10M / loc; EPL target up to $2M. These are published targets, not promised terms. Available limits are confirmed after account and market review.

Does Hedge write school?

School is one way brokers describe private k-12 schools. It maps to the same published Private K-12 schools appetite, target lines, and submission guidance listed above. Current fit and route still require account review.

Public appetite is directional and may change. It is not a quote, binder, coverage commitment, or confirmation of access to any named market. Hedge confirms current fit, route, and authority after reviewing the account.

· LAST REVIEWED   2026-08-24    · HEDGE SPECIALTY DBA TAVEN INSURANCE SERVICES LLC   CA LICENSE #6018729   NPN 22154671