Private K-12 schools.

Private K-12 schools is in Hedge's current published wholesale appetite for licensed retail insurance brokers. Private K-12, including religious and Montessori. Boarding schools referred separately. Published target coverage includes General Liability with a published target of $1M / $2M, Abuse & Molestation with a published target of $1M sub-limit, and Educators Legal Liability with a published target of $2M. Hedge confirms current fit, the permitted submission route, and available terms after reviewing the account.

NAICS 611110

Also known as private school, academy, religious school

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Coverage

Published target coverage.

These are starting-point lines and limits for a private k-12 schools submission. Hedge confirms current fit, route, and available terms after account review.

General Liability $1M / $2M General Liability wholesale → Abuse & Molestation $1M sub-limit Abuse & Molestation wholesale → Educators Legal Liability $2M Educators Legal Liability wholesale → Commercial Property $10M / loc Commercial Property wholesale → EPL $2M EPL wholesale →

Class details

Review coverage and submission requirements.

Choose a coverage guide for line-specific details or open the submission guide for the first-packet checklist.

$1M / $2M General Liability for private k-12 schools Coverage context, underwriting facts, forms, and preparation guidance. $2M Miscellaneous E&O for private k-12 schools Coverage context, underwriting facts, forms, and preparation guidance. $10M / loc Commercial Property for private k-12 schools Coverage context, underwriting facts, forms, and preparation guidance. $2M Employment Practices for private k-12 schools Coverage context, underwriting facts, forms, and preparation guidance.

Submission preparation

What to submit for private k-12 schools

Open class checklist →

Sweet spot

Stronger starting profile.

This profile is the strongest starting point. Hedge confirms current market fit and route after reviewing the account.

01 Day schools, < 1,000 students

02 Standard curriculum + extracurricular

03 Background-checked staff

Submission

What we need for placement review.

Including these items reduces back-and-forth. Additional underwriting information may be required.

01Enrollment + grade levels
02Background check process
03Athletic programs (contact sports)
04Transportation (buses)?

Related classes.

Often relevant to a submission in this class.

FAQ

Common questions.

Does Hedge write private k-12 schools?

Private K-12 schools is in Hedge's current published appetite. Private K-12, including religious and Montessori. Boarding schools referred separately. Hedge confirms current market fit and route after reviewing the account.

What does Hedge need to quote private k-12 schools?

Enrollment + grade levels; Background check process; Athletic programs (contact sports); Transportation (buses)?. These items support placement review, but an underwriter may request more.

What limits and lines does Hedge offer on private k-12 schools?

General Liability target up to $1M / $2M; Abuse & Molestation target up to $1M sub-limit; Educators Legal Liability target up to $2M; Commercial Property target up to $10M / loc; EPL target up to $2M. These are published targets, not promised terms. Available limits are confirmed after account and market review.

Does Hedge write school?

School is one way brokers describe private k-12 schools. It maps to the same published Private K-12 schools appetite, target lines, and submission guidance listed above. Current fit and route still require account review.

Public appetite is directional and may change. It is not a quote, binder, coverage commitment, or confirmation of access to any named market. Hedge confirms current fit, route, and authority after reviewing the account.

· LAST REVIEWED 2026-08-24 · HEDGE SPECIALTY DBA TAVEN INSURANCE SERVICES LLC CA LICENSE #6018729 NPN 22154671