Food trucks & mobile food.

Food trucks & mobile food is in Hedge's current published wholesale appetite for licensed retail insurance brokers. Food trucks and trailers with auto + property + GL on one file. Published target coverage includes General Liability with a published target of $1M / $2M, Commercial Auto with a published target of $1M CSL, and Inland Marine (equipment) with a published target of $100K. Hedge confirms current fit, the permitted submission route, and available terms after reviewing the account.

NAICS 722330

Also known as food trailer, catering truck, lunch truck

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Coverage

Published target coverage.

These are starting-point lines and limits for a food trucks & mobile food submission. Hedge confirms current fit, route, and available terms after account review.

General Liability $1M / $2M General Liability wholesale → Commercial Auto $1M CSL Commercial Auto wholesale → Inland Marine (equipment) $100K Inland Marine (equipment) wholesale → Product Liability Included in GL Product Liability wholesale →

Class details

Review coverage and submission requirements.

Choose a coverage guide for line-specific details or open the submission guide for the first-packet checklist.

$1M / $2M General Liability for food trucks & mobile food Coverage context, underwriting facts, forms, and preparation guidance. $1M CSL Commercial Auto for food trucks & mobile food Coverage context, underwriting facts, forms, and preparation guidance. $100K Inland Marine for food trucks & mobile food Coverage context, underwriting facts, forms, and preparation guidance. Included in GL Products Liability for food trucks & mobile food Coverage context, underwriting facts, forms, and preparation guidance.

Submission preparation

What to submit for food trucks & mobile food

Open class checklist →

Sweet spot

Stronger starting profile.

This profile is the strongest starting point. Hedge confirms current market fit and route after reviewing the account.

01 Single-truck or small fleet (≤ 5)

02 Owner-driver model

03 Quarterly hood cleaning

Submission

What we need for placement review.

Including these items reduces back-and-forth. Additional underwriting information may be required.

01VIN + year + GVW of truck/trailer
02Driver MVRs
03Hood / ANSUL inspection date
04Service area (states/cities)
05Special events frequency

Related classes.

Often relevant to a submission in this class.

FAQ

Common questions.

Does Hedge write food trucks & mobile food?

Food trucks & mobile food is in Hedge's current published appetite. Food trucks and trailers with auto + property + GL on one file. Hedge confirms current market fit and route after reviewing the account.

What does Hedge need to quote food trucks & mobile food?

VIN + year + GVW of truck/trailer; Driver MVRs; Hood / ANSUL inspection date; Service area (states/cities); plus 1 more standard item. These items support placement review, but an underwriter may request more.

What limits and lines does Hedge offer on food trucks & mobile food?

General Liability target up to $1M / $2M; Commercial Auto target up to $1M CSL; Inland Marine (equipment) target up to $100K; Product Liability target up to Included in GL. These are published targets, not promised terms. Available limits are confirmed after account and market review.

Does Hedge write food truck?

Food truck is one way brokers describe food trucks & mobile food. It maps to the same published Food trucks & mobile food appetite, target lines, and submission guidance listed above. Current fit and route still require account review.

Public appetite is directional and may change. It is not a quote, binder, coverage commitment, or confirmation of access to any named market. Hedge confirms current fit, route, and authority after reviewing the account.

· LAST REVIEWED 2026-08-24 · HEDGE SPECIALTY DBA TAVEN INSURANCE SERVICES LLC CA LICENSE #6018729 NPN 22154671