Hedge / Appetite / Real estate agents & brokers
In current Hedge appetite / Professional

Real estate agents & brokers.

Real estate agents & brokers is in Hedge's current published wholesale appetite for licensed retail insurance brokers. Real estate E&O for agents, brokerages, and property managers. Published target coverage includes Real Estate E&O with a published target of $2M / $2M, and General Liability with a published target of $1M / $2M. Hedge confirms current fit, the permitted submission route, and available terms after reviewing the account.

NAICS   531210 · 531312
Also known as   realtor, real estate broker, REALTOR
Coverage

Published target coverage.

These are starting-point lines and limits for a real estate agents & brokers submission. Hedge confirms current fit, route, and available terms after account review.

Real Estate E&O $2M / $2M Real Estate E&O wholesale → General Liability $1M / $2M General Liability wholesale →
Class details

Review coverage and submission requirements.

Choose a coverage guide for line-specific details or open the submission guide for the first-packet checklist.

$2M / $2M Miscellaneous E&O for real estate agents & brokers Coverage context, underwriting facts, forms, and preparation guidance. $1M / $2M General Liability for real estate agents & brokers Coverage context, underwriting facts, forms, and preparation guidance.
Submission preparation
What to submit for real estate agents & brokers
Open class checklist →
Sweet spot

Stronger starting profile.

This profile is the strongest starting point. Hedge confirms current market fit and route after reviewing the account.

01 Residential brokerages, 1-50 agents
02 Standard listing + buyer rep
03 No appraisal / inspection services
Submission

What we need for placement review.

Including these items reduces back-and-forth. Additional underwriting information may be required.

  • 01License + state(s)
  • 02% residential / commercial / property mgmt
  • 03Agent count + 1099 vs. W-2
  • 04Average sale price
State nuance

State-specific differences.

For these states, the verdict, the limits, or the subjectivities shift. Open the state page for the full picture.

FAQ

Common questions.

Does Hedge write real estate agents & brokers?

Real estate agents & brokers is in Hedge's current published appetite. Real estate E&O for agents, brokerages, and property managers. Hedge confirms current market fit and route after reviewing the account.

What does Hedge need to quote real estate agents & brokers?

License + state(s); % residential / commercial / property mgmt; Agent count + 1099 vs. W-2; Average sale price. These items support placement review, but an underwriter may request more.

What limits and lines does Hedge offer on real estate agents & brokers?

Real Estate E&O target up to $2M / $2M; General Liability target up to $1M / $2M. These are published targets, not promised terms. Available limits are confirmed after account and market review.

Does Hedge write realtor?

Realtor is one way brokers describe real estate agents & brokers. It maps to the same published Real estate agents & brokers appetite, target lines, and submission guidance listed above. Current fit and route still require account review.

Public appetite is directional and may change. It is not a quote, binder, coverage commitment, or confirmation of access to any named market. Hedge confirms current fit, route, and authority after reviewing the account.

· LAST REVIEWED   2026-08-24    · HEDGE SPECIALTY DBA TAVEN INSURANCE SERVICES LLC   CA LICENSE #6018729   NPN 22154671