Hedge / Appetite / Real estate agents & brokers
In current Hedge appetite / Professional

Real estate agents & brokers.

Real estate agents & brokers is in Hedge's current published wholesale appetite for licensed retail insurance brokers. Real estate E&O for agents, brokerages, and property managers. Published target coverage includes Real Estate E&O with a published target of $2M / $2M, and General Liability with a published target of $1M / $2M. Hedge confirms current fit, the permitted submission route, and available terms after reviewing the account.

NAICS   531210 · 531312
Also known as   realtor, real estate broker, REALTOR
Coverage

Published target coverage.

These are starting-point lines and limits for a real estate agents & brokers submission. Hedge confirms current fit, route, and available terms after account review.

Real Estate E&O $2M / $2M Real Estate E&O wholesale → General Liability $1M / $2M General Liability wholesale →
Knowledge graph

Go deeper by coverage and packet.

Use the narrowest guide for the question. Coverage pages explain the line for this class; the submission guide organizes the first packet.

$2M / $2M Miscellaneous E&O for real estate agents & brokers Coverage context, underwriting facts, forms, and preparation guidance. $1M / $2M General Liability for real estate agents & brokers Coverage context, underwriting facts, forms, and preparation guidance.
Submission preparation
What to submit for real estate agents & brokers
Open class checklist →
Sweet spot

Where this fits cleanly.

This profile is the strongest starting point. Hedge confirms current market fit and route after reviewing the account.

01 Residential brokerages, 1-50 agents
02 Standard listing + buyer rep
03 No appraisal / inspection services
Submission

What we need for placement review.

Including these items reduces back-and-forth. Additional underwriting information may be required.

  • 01License + state(s)
  • 02% residential / commercial / property mgmt
  • 03Agent count + 1099 vs. W-2
  • 04Average sale price
State nuance

Where the answer changes by state.

For these states, the verdict, the limits, or the subjectivities shift. Open the state page for the full picture.

Real estate agents & brokers in Florida
FL · Review case by case
Hurricane disclosure compliance for property managers.
Related

Adjacent classes.

Often relevant to a submission in this class.

Professional Accountants & CPAs Professional Allied health. PT, OT, chiropractic Professional Consultants & advisors Professional Cyber for any commercial
FAQ

Common questions.

Does Hedge write real estate agents & brokers?

Real estate agents & brokers is in Hedge's current published appetite. Real estate E&O for agents, brokerages, and property managers. Hedge confirms current market fit and route after reviewing the account.

What does Hedge need to quote real estate agents & brokers?

License + state(s); % residential / commercial / property mgmt; Agent count + 1099 vs. W-2; Average sale price. These items support placement review, but an underwriter may request more.

What limits and lines does Hedge offer on real estate agents & brokers?

Real Estate E&O target up to $2M / $2M; General Liability target up to $1M / $2M. These are published targets, not promised terms. Available limits are confirmed after account and market review.

Does Hedge write realtor?

Realtor is one way brokers describe real estate agents & brokers. It maps to the same published Real estate agents & brokers appetite, target lines, and submission guidance listed above. Current fit and route still require account review.

Public appetite is directional and may change. It is not a quote, binder, coverage commitment, or confirmation of access to any named market. Hedge confirms current fit, route, and authority after reviewing the account.

· LAST REVIEWED   2026-08-24    · HEDGE SPECIALTY DBA TAVEN INSURANCE SERVICES LLC   CA LICENSE #6018729   NPN 22154671