Hedge / Appetite / Electricians
In current Hedge appetite / P&C

Electricians.

Electricians is in Hedge's current published wholesale appetite for licensed retail insurance brokers. Licensed electricians. Residential, light commercial, and small industrial. Solar with referral. Published target coverage includes General Liability with a published target of $1M / $2M, Commercial Auto with a published target of $1M CSL, and Inland Marine (tools) with a published target of $25K. Hedge confirms current fit, the permitted submission route, and available terms after reviewing the account.

NAICS   238210
Also known as   wiring, electrical contractor
Coverage

Published target coverage.

These are starting-point lines and limits for a electricians submission. Hedge confirms current fit, route, and available terms after account review.

General Liability $1M / $2M General Liability wholesale → Commercial Auto $1M CSL Commercial Auto wholesale → Inland Marine (tools) $25K Inland Marine (tools) wholesale →
Knowledge graph

Go deeper by coverage and packet.

Use the narrowest guide for the question. Coverage pages explain the line for this class; the submission guide organizes the first packet.

$1M / $2M General Liability for electricians Coverage context, underwriting facts, forms, and preparation guidance. $1M CSL Commercial Auto for electricians Coverage context, underwriting facts, forms, and preparation guidance. $25K Inland Marine for electricians Coverage context, underwriting facts, forms, and preparation guidance.
Submission preparation
What to submit for electricians
Open class checklist →
Sweet spot

Where this fits cleanly.

This profile is the strongest starting point. Hedge confirms current market fit and route after reviewing the account.

01 Service work + small commercial
02 Low-voltage wiring + outlets
03 No high-voltage utility work
Submission

What we need for placement review.

Including these items reduces back-and-forth. Additional underwriting information may be required.

  • 01License copy
  • 02% residential / commercial / industrial
  • 03Voltage cap (low / med / high)
  • 04Number of journeymen + apprentices
Related

Adjacent classes.

Often relevant to a submission in this class.

P&C Apartment buildings & multi-family P&C Auto repair shops P&C Churches & religious institutions P&C Course of construction
FAQ

Common questions.

Does Hedge write electricians?

Electricians is in Hedge's current published appetite. Licensed electricians. Residential, light commercial, and small industrial. Solar with referral. Hedge confirms current market fit and route after reviewing the account.

What does Hedge need to quote electricians?

License copy; % residential / commercial / industrial; Voltage cap (low / med / high); Number of journeymen + apprentices. These items support placement review, but an underwriter may request more.

What limits and lines does Hedge offer on electricians?

General Liability target up to $1M / $2M; Commercial Auto target up to $1M CSL; Inland Marine (tools) target up to $25K. These are published targets, not promised terms. Available limits are confirmed after account and market review.

Does Hedge write electrician?

Electrician is one way brokers describe electricians. It maps to the same published Electricians appetite, target lines, and submission guidance listed above. Current fit and route still require account review.

Public appetite is directional and may change. It is not a quote, binder, coverage commitment, or confirmation of access to any named market. Hedge confirms current fit, route, and authority after reviewing the account.

· LAST REVIEWED   2026-08-24    · HEDGE SPECIALTY DBA TAVEN INSURANCE SERVICES LLC   CA LICENSE #6018729   NPN 22154671