Vacant commercial buildings.
Vacant commercial buildings is in Hedge's current published wholesale appetite for licensed retail insurance brokers. Vacant & partially-occupied buildings up to 12 months. Renovation plan helps. Published target coverage includes Commercial Property with a published target of $10M / loc, and General Liability with a published target of $1M / $2M. Hedge confirms current fit, the permitted submission route, and available terms after reviewing the account.
Published target coverage.
These are starting-point lines and limits for a vacant commercial buildings submission. Hedge confirms current fit, route, and available terms after account review.
Review coverage and submission requirements.
Choose a coverage guide for line-specific details or open the submission guide for the first-packet checklist.
Stronger starting profile.
This profile is the strongest starting point. Hedge confirms current market fit and route after reviewing the account.
What we need for placement review.
Including these items reduces back-and-forth. Additional underwriting information may be required.
- 01Date of last occupancy
- 02Renovation timeline + permits
- 03Security: alarm, fencing, lighting
- 04Utilities status (winter heat critical)
- 05Photos of all 4 elevations
State-specific differences.
For these states, the verdict, the limits, or the subjectivities shift. Open the state page for the full picture.
Related classes.
Often relevant to a submission in this class.
Common questions.
Does Hedge write vacant commercial buildings?
Vacant commercial buildings is in Hedge's current published appetite. Vacant & partially-occupied buildings up to 12 months. Renovation plan helps. Hedge confirms current market fit and route after reviewing the account.
What does Hedge need to quote vacant commercial buildings?
Date of last occupancy; Renovation timeline + permits; Security: alarm, fencing, lighting; Utilities status (winter heat critical); plus 1 more standard item. These items support placement review, but an underwriter may request more.
What limits and lines does Hedge offer on vacant commercial buildings?
Commercial Property target up to $10M / loc; General Liability target up to $1M / $2M. These are published targets, not promised terms. Available limits are confirmed after account and market review.
Does Hedge write vacancy?
Vacancy is one way brokers describe vacant commercial buildings. It maps to the same published Vacant commercial buildings appetite, target lines, and submission guidance listed above. Current fit and route still require account review.
Public appetite is directional and may change. It is not a quote, binder, coverage commitment, or confirmation of access to any named market. Hedge confirms current fit, route, and authority after reviewing the account.
· LAST REVIEWED 2026-08-24 · HEDGE SPECIALTY DBA TAVEN INSURANCE SERVICES LLC CA LICENSE #6018729 NPN 22154671