Vacant commercial buildings is in Hedge's current published wholesale appetite for licensed retail insurance brokers. Vacant & partially-occupied buildings up to 12 months. Renovation plan helps. Published target coverage includes Commercial Property with a published target of $10M / loc, and General Liability with a published target of $1M / $2M. Hedge confirms current fit, the permitted submission route, and available terms after reviewing the account.
These are starting-point lines and limits for a vacant commercial buildings submission. Hedge confirms current fit, route, and available terms after account review.
Use the narrowest guide for the question. Coverage pages explain the line for this class; the submission guide organizes the first packet.
This profile is the strongest starting point. Hedge confirms current market fit and route after reviewing the account.
Including these items reduces back-and-forth. Additional underwriting information may be required.
For these states, the verdict, the limits, or the subjectivities shift. Open the state page for the full picture.
Often relevant to a submission in this class.
Vacant commercial buildings is in Hedge's current published appetite. Vacant & partially-occupied buildings up to 12 months. Renovation plan helps. Hedge confirms current market fit and route after reviewing the account.
Date of last occupancy; Renovation timeline + permits; Security: alarm, fencing, lighting; Utilities status (winter heat critical); plus 1 more standard item. These items support placement review, but an underwriter may request more.
Commercial Property target up to $10M / loc; General Liability target up to $1M / $2M. These are published targets, not promised terms. Available limits are confirmed after account and market review.
Vacancy is one way brokers describe vacant commercial buildings. It maps to the same published Vacant commercial buildings appetite, target lines, and submission guidance listed above. Current fit and route still require account review.
Public appetite is directional and may change. It is not a quote, binder, coverage commitment, or confirmation of access to any named market. Hedge confirms current fit, route, and authority after reviewing the account.
· LAST REVIEWED 2026-08-24 · HEDGE SPECIALTY DBA TAVEN INSURANCE SERVICES LLC CA LICENSE #6018729 NPN 22154671