Hedge / Appetite / Gyms, fitness studios, yoga
In current Hedge appetite / P&C

Gyms, fitness studios, yoga.

Gyms, fitness studios, yoga is in Hedge's current published wholesale appetite for licensed retail insurance brokers. Boutique fitness, yoga, pilates, and traditional gyms. CrossFit affiliates reviewed individually. Published target coverage includes General Liability with a published target of $1M / $2M, Professional Liability (trainers) with a published target of $1M / $2M, and Commercial Property with a published target of $2M / loc. Hedge confirms current fit, the permitted submission route, and available terms after reviewing the account.

NAICS   713940 · 611620
Also known as   pilates, crossfit, boutique fitness
Coverage

Published target coverage.

These are starting-point lines and limits for a gyms fitness studios yoga submission. Hedge confirms current fit, route, and available terms after account review.

General Liability $1M / $2M General Liability wholesale → Professional Liability (trainers) $1M / $2M Professional Liability (trainers) wholesale → Commercial Property $2M / loc Commercial Property wholesale →
Knowledge graph

Go deeper by coverage and packet.

Use the narrowest guide for the question. Coverage pages explain the line for this class; the submission guide organizes the first packet.

$1M / $2M General Liability for gyms fitness studios yoga Coverage context, underwriting facts, forms, and preparation guidance. $1M / $2M Miscellaneous E&O for gyms fitness studios yoga Coverage context, underwriting facts, forms, and preparation guidance. $2M / loc Commercial Property for gyms fitness studios yoga Coverage context, underwriting facts, forms, and preparation guidance.
Submission preparation
What to submit for gyms fitness studios yoga
Open class checklist →
Sweet spot

Where this fits cleanly.

This profile is the strongest starting point. Hedge confirms current market fit and route after reviewing the account.

01 Yoga, pilates, barre, spin
02 Trained instructors with national certs
03 Signed liability waivers per member
Submission

What we need for placement review.

Including these items reduces back-and-forth. Additional underwriting information may be required.

  • 01Class types + max class size
  • 02Member waiver template
  • 03Trainer certifications
  • 04Pool / sauna on premises?
Related

Adjacent classes.

Often relevant to a submission in this class.

P&C Apartment buildings & multi-family P&C Auto repair shops P&C Churches & religious institutions P&C Course of construction
FAQ

Common questions.

Does Hedge write gyms fitness studios yoga?

Gyms, fitness studios, yoga is in Hedge's current published appetite. Boutique fitness, yoga, pilates, and traditional gyms. CrossFit affiliates reviewed individually. Hedge confirms current market fit and route after reviewing the account.

What does Hedge need to quote gyms fitness studios yoga?

Class types + max class size; Member waiver template; Trainer certifications; Pool / sauna on premises?. These items support placement review, but an underwriter may request more.

What limits and lines does Hedge offer on gyms fitness studios yoga?

General Liability target up to $1M / $2M; Professional Liability (trainers) target up to $1M / $2M; Commercial Property target up to $2M / loc. These are published targets, not promised terms. Available limits are confirmed after account and market review.

Does Hedge write gym?

Gym is one way brokers describe gyms fitness studios yoga. It maps to the same published Gyms, fitness studios, yoga appetite, target lines, and submission guidance listed above. Current fit and route still require account review.

Public appetite is directional and may change. It is not a quote, binder, coverage commitment, or confirmation of access to any named market. Hedge confirms current fit, route, and authority after reviewing the account.

· LAST REVIEWED   2026-08-24    · HEDGE SPECIALTY DBA TAVEN INSURANCE SERVICES LLC   CA LICENSE #6018729   NPN 22154671