Community association crime.

Community association crime is in Hedge's current published wholesale appetite for licensed retail insurance brokers. Employee theft, forgery, computer crime, and social engineering for community associations. $10K to $5M limits. Published target coverage includes Employee Theft with a published target of $10K to $5M, Employee Theft of Unit Owner Property with a published target of Included, and Forgery and Alteration with a published target of $10K to $5M. Hedge confirms current fit, the permitted submission route, and available terms after reviewing the account.

NAICS 813990 · 813410 · 531312

Also known as HOA crime, condo crime, association employee theft, association forgery, community association fidelity

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Coverage

Published target coverage.

These are starting-point lines and limits for a community association crime submission. Hedge confirms current fit, route, and available terms after account review.

Employee Theft $10K to $5M Employee Theft wholesale → Employee Theft of Unit Owner Property Included Employee Theft of Unit Owner Property wholesale → Forgery and Alteration $10K to $5M Forgery and Alteration wholesale → Computer Crime and Funds Transfer Fraud $10K to $5M Computer Crime and Funds Transfer Fraud wholesale → Social Engineering $150K max sublimit Social Engineering wholesale →

Class details

Review coverage and submission requirements.

Choose a coverage guide for line-specific details or open the submission guide for the first-packet checklist.

Submission preparation

What to submit for community association crime

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Sweet spot

Stronger starting profile.

This profile is the strongest starting point. Hedge confirms current market fit and route after reviewing the account.

01 HOAs, condos, co-ops, PUDs, commercial associations

02 Documented financial controls

03 Independent CPA-prepared financials

Submission

What we need for placement review.

Including these items reduces back-and-forth. Additional underwriting information may be required.

01Bank reconciliation cadence
02Dual-control banking policy
03Property manager bond status
04Prior crime losses (5-year)
05Treasurer and bookkeeper change history

Related classes.

Often relevant to a submission in this class.

FAQ

Common questions.

Does Hedge write community association crime?

Community association crime is in Hedge's current published appetite. Employee theft, forgery, computer crime, and social engineering for community associations. $10K to $5M limits. Hedge confirms current market fit and route after reviewing the account.

What does Hedge need to quote community association crime?

Bank reconciliation cadence; Dual-control banking policy; Property manager bond status; Prior crime losses (5-year); plus 1 more standard item. These items support placement review, but an underwriter may request more.

What limits and lines does Hedge offer on community association crime?

Employee Theft target up to $10K to $5M; Employee Theft of Unit Owner Property target up to Included; Forgery and Alteration target up to $10K to $5M; Computer Crime and Funds Transfer Fraud target up to $10K to $5M; Social Engineering target up to $150K max sublimit. These are published targets, not promised terms. Available limits are confirmed after account and market review.

Does Hedge write HOA crime?

HOA crime is one way brokers describe community association crime. It maps to the same published Community association crime appetite, target lines, and submission guidance listed above. Current fit and route still require account review.

Public appetite is directional and may change. It is not a quote, binder, coverage commitment, or confirmation of access to any named market. Hedge confirms current fit, route, and authority after reviewing the account.

· LAST REVIEWED 2026-08-24 · HEDGE SPECIALTY DBA TAVEN INSURANCE SERVICES LLC CA LICENSE #6018729 NPN 22154671