Community association D&O is in Hedge's current published wholesale appetite for licensed retail insurance brokers. D&O for HOAs, condos, co-ops, PUDs, timeshares. Defense outside the limits, full prior acts, no Insured vs Insured exclusion. Published target coverage includes D&O with a published target of $1M to $5M, Cyber sub-limit with a published target of Optional (data breach, network security, privacy), and Wage & Hour / Workplace Violence / Immigration defense with a published target of $150K sublimit. Hedge confirms current fit, the permitted submission route, and available terms after reviewing the account.
These are starting-point lines and limits for a community association d&o submission. Hedge confirms current fit, route, and available terms after account review.
Use the narrowest guide for the question. Coverage pages explain the line for this class; the submission guide organizes the first packet.
This profile is the strongest starting point. Hedge confirms current market fit and route after reviewing the account.
Including these items reduces back-and-forth. Additional underwriting information may be required.
Often relevant to a submission in this class.
Community association D&O is in Hedge's current published appetite. D&O for HOAs, condos, co-ops, PUDs, timeshares. Defense outside the limits, full prior acts, no Insured vs Insured exclusion. Hedge confirms current market fit and route after reviewing the account.
Number of units and ownership mix; Employee count (must be under 10); 5-year D&O claims history; Board minutes for past 12 months; plus 2 more standard items. These items support placement review, but an underwriter may request more.
D&O target up to $1M to $5M; Cyber sub-limit target up to Optional (data breach, network security, privacy); Wage & Hour / Workplace Violence / Immigration defense target up to $150K sublimit. These are published targets, not promised terms. Available limits are confirmed after account and market review.
HOA D&O is one way brokers describe community association d&o. It maps to the same published Community association D&O appetite, target lines, and submission guidance listed above. Current fit and route still require account review.
Public appetite is directional and may change. It is not a quote, binder, coverage commitment, or confirmation of access to any named market. Hedge confirms current fit, route, and authority after reviewing the account.
· LAST REVIEWED 2026-08-24 · HEDGE SPECIALTY DBA TAVEN INSURANCE SERVICES LLC CA LICENSE #6018729 NPN 22154671