Community association D&O.
Community association D&O is in Hedge's current published wholesale appetite for licensed retail insurance brokers. D&O for HOAs, condos, co-ops, PUDs, timeshares. Defense outside the limits, full prior acts, no Insured vs Insured exclusion. Published target coverage includes D&O with a published target of $1M to $5M, Cyber sub-limit with a published target of Optional (data breach, network security, privacy), and Wage & Hour / Workplace Violence / Immigration defense with a published target of $150K sublimit. Hedge confirms current fit, the permitted submission route, and available terms after reviewing the account.
Published target coverage.
These are starting-point lines and limits for a community association d&o submission. Hedge confirms current fit, route, and available terms after account review.
Review coverage and submission requirements.
Choose a coverage guide for line-specific details or open the submission guide for the first-packet checklist.
Stronger starting profile.
This profile is the strongest starting point. Hedge confirms current market fit and route after reviewing the account.
What we need for placement review.
Including these items reduces back-and-forth. Additional underwriting information may be required.
- 01Number of units and ownership mix
- 02Employee count (must be under 10)
- 035-year D&O claims history
- 04Board minutes for past 12 months
- 05Governing documents (CC&Rs, bylaws)
- 06Any open or pending claims
Related classes.
Often relevant to a submission in this class.
Common questions.
Does Hedge write community association d&o?
Community association D&O is in Hedge's current published appetite. D&O for HOAs, condos, co-ops, PUDs, timeshares. Defense outside the limits, full prior acts, no Insured vs Insured exclusion. Hedge confirms current market fit and route after reviewing the account.
What does Hedge need to quote community association d&o?
Number of units and ownership mix; Employee count (must be under 10); 5-year D&O claims history; Board minutes for past 12 months; plus 2 more standard items. These items support placement review, but an underwriter may request more.
What limits and lines does Hedge offer on community association d&o?
D&O target up to $1M to $5M; Cyber sub-limit target up to Optional (data breach, network security, privacy); Wage & Hour / Workplace Violence / Immigration defense target up to $150K sublimit. These are published targets, not promised terms. Available limits are confirmed after account and market review.
Does Hedge write HOA D&O?
HOA D&O is one way brokers describe community association d&o. It maps to the same published Community association D&O appetite, target lines, and submission guidance listed above. Current fit and route still require account review.
Public appetite is directional and may change. It is not a quote, binder, coverage commitment, or confirmation of access to any named market. Hedge confirms current fit, route, and authority after reviewing the account.
· LAST REVIEWED 2026-08-24 · HEDGE SPECIALTY DBA TAVEN INSURANCE SERVICES LLC CA LICENSE #6018729 NPN 22154671